Finding competitive, low cost homeowners insurance quotes in Alaska does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive Alaska home insurance coverage. Rest assured knowing our team of Alaska licensed insurance consultants are standing by to give you top notch advice to coverages and rates in your area.
The average Alaska homeowners insurance rate in 2008 was $856.00. It appears that rates have increased over the past 3 years, so make sure you shop your Alaska home insurance policy today.
Since rates have increased in recent months, it's important to continue to save money and find great coverage on your Alaska homeowners insurance. Be sure to review your home insurance policy with your local Alaska insurance agent regularly to ensure that you are qualifying for all available discounts. Also, check your Alaska home insurance policy to be sure you are still getting the coverage you need for your home and family.
Standard Alaska Home Insurance Coverages
| A | Dwelling: A standard Alaska homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Alaska home insurance policy |
| C | Contents/Personal Property: A Alaska home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Alaska home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Alaska, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Alaska MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Alaska Homeowners Insurance News
- Alaska homeowners dig out after snow blows into houseWednesday, January 18, 2012
- Alaska residents recovering following powerful stormTuesday, November 15, 2011
Other Alaska Homeowners Resources:
- Disaster Preparedness Guide- Make sure your home and family is protected.
- See the most popular Frequently Asked Questions by other homeowners.
- Visit the Homeowners Blog to read the latest news affecting homeowners today!
Search for home insurance in your Alaska county:
- Aleutians East
- Aleutians West
- Anchorage
- Bethel
- Bristol Bay
- Denali
- Dillingham
- Fairbanks North Star
- Haines
- Juneau
- Kenai Peninsula
- Ketchikan Gateway
- Kodiak Island
- Lake And Peninsula
- Matanuska Susitna
- Nome
- North Slope
- Northwest Arctic
- Prince Wales Ketchikan
- Sitka
- Skagway Hoonah Angoon
- Southeast Fairbanks
- Valdez Cordova
- Wade Hampton
- Wrangell Petersburg
- Yakutat
- Yukon Koyukuk
Customer Reviews in Alaska
For additional information about specific insurance laws in Alaska, visit the Alaska Division of Insurance website.

