Arizona Home Insurance Quotes
4.5/5 stars Read Reviews
Call Us Now: Finding competitive, low cost Home Insurance quotes in Arizona just got a whole lot easier. At HomeInsurance.com, you can fill out one form and get multiple quotes. Get a new, low rate on comprehensive Arizona home insurance coverage. Rest assured knowing our team of Arizona licensed insurance consultants are standing by to give you top notch advice to coverages and rates in your area.
Our team of licensed agents will shop for your Arizona home insurance policy and help you get the best rate on the most comprehensive coverage. You'll get access to bundle discounts and apples-to-apples comparisons for multiple AZ insurance providers.
Get the Best Home Insurance Rates in AZ
Average Arizona home insurance rates in April were approximately $632.00 which have decreased since March when rates were around $643. Average rates in the area reflect premiums on new policies sold by HomeInsurance.com in Arizona. For a full list of premiums by state visit our RateReport.
Average Premiums for Home Insurance In Arizona |
||||
| Apr 2013 | Mar 2013 | Feb 2013 | Jan 2013 | Dec 2012 |
| $632.00 | $643.00 | $655.00 | $656.00 | $648.00 |
There are a lot of discounts for Arizona homeowners that can help you save on your home insurance premium. Customers often report the biggest savings from home-auto discounts which save them, on average, 15-25% on their Arizona Home insurance policies. You can also save money if you've got a security system installed or if you've filed no claims on previous insurance. The Insurance Information Institute recommends reviewing your policy regularly to make sure your home is always adequately covered. It's also a good idea to ask a licensed agent to review your policy to make sure you aren't missing anything. One of our experts can not only find you coverage at a low price, but discounts you may not get otherwise.
Enter your ZIP code in one of the forms above or call 1-877-919-5198 now to get Arizona home insurance quotes tailored to your needs. Our agents will work with multiple carriers to get you the best rates for your AZ policy. They also will make sure you get every available discount. Potential discounts include the following:
- Home-auto bundle. Save up to 20% by buying both coverages from the same provider.
- Nonsmokers. Save up to 20% if no one in your households smokes.
- New home. If your home was built within the past 10 years, you could save up to 20%.
- 55 or older, retired. Save up to 20% - certain conditions apply.
- Claims-free. Save up to 20% if you haven't filed any home insurance claims within the past 10 years.
- Alarm systems. Save up to 10% if you have one. You'll need a certificate from your provider.
- Fire/smoke detectors and deadbolt locks also could mean savings.
Discounts vary widely by provider. All discounts aren't available in every state.
See what your neighbors in Arizona are paying
Curious about how much you could save on your home insurance premiums? Here are details of the last five policies written in Arizona by HomeInsurance.com agents.
Premiums vary according to square footage, location, features of the home and other factors.
| Home 1 | Home 2 | Home 3 | Home 4 | Home 5 | |
|---|---|---|---|---|---|
| Premium Amount | $690 | $626 | $672 | $524 | $508 |
| Premium with Auto Discount | $690 | $626 | $571† | $445† | $508 |
| Carrier | Foremost | Foremost | Foremost | ASI | ASI |
| Zip | 85131 | 85338 | 85037 | 85641 | 85629 |
| Year Built | 1978 | 2007 | 2006 | ||
| Foundation type | Slab | Slab | |||
| Lot Size | N/A | N/A | N/A | N/A | N/A |
| Square Feet | N/A | N/A | N/A | N/A | N/A |
| Bedrooms | N/A | N/A | N/A | N/A | N/A |
| Bathrooms | N/A | N/A | N/A | N/A | N/A |
| Discounts | | | | | |
| Primary Heat Source | Central Electric | Central Gas | Central Gas |
Standard Arizona Home Insurance Coverages
| A | Dwelling: A standard Arizona homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Arizona home insurance policy |
| C | Contents/Personal Property: A Arizona home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Arizona home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Arizona, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Arizona MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Arizona Homeowners Insurance News
-
Arizona may see another dangerous wildfire seasonMonday, January 09, 2012
-
California regulation aims at reducing underinsurance Tuesday, July 05, 2011
-
Evacuations mount as Arizona wildfires spread Wednesday, June 08, 2011
-
Arizona residents might soon need to purchase flood insuranceWednesday, April 27, 2011
-
FEMA: Winter flooding on the way for some western statesMonday, January 24, 2011
Other Arizona Homeowners Resources:
- Visit our RateReport to see how Arizona home insurance rates measure up against other parts of the country.
- Do you know what your home insurance covers? Visit home insurance 101 to see what your policy may and may not cover.
- Are you qualifying for all available discounts in Arizona? Check out our list of available home insurance discounts.
Search for home insurance in your Arizona county:
Customer Reviews in Arizona
For additional information about specific insurance laws in Arizona, visit the Arizona Department of Insurance website.
