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Call Us Now: Finding competitive, low cost home insurance quotes in Arizona does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive Arizona home insurance coverage. Rest assured knowing our team of Arizona licensed insurance consultants are standing by to give you top notch advice to coverages and rates in your area.
Average Arizona home insurance rates in September were approximately $559.00 which have increased since August when rates were around $547. Average rates in the area reflect premiums on new policies sold by HomeInsurance.com in Arizona. For a full list of premiums by state visit our RateReport.
Average Premiums for Home Insurance In Arizona |
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| Sep 2011 | Aug 2011 | Jul 2011 | Jun 2011 | May 2011 |
| $559.00 | $547.00 | $546.00 | $549.00 | $537.00 |
There are a lot of discounts for Arizona homeowners that can help you save on your home insurance premium. Customers often report the biggest savings from home-auto discounts which save them, on average, 15-25% on their Arizona homeowners insurance policy. Other discounts include security alarm and claims free discounts. The Insurance Information Institute also recommends reviewing your policy regularly to make sure your home is always adequately covered. It's also a good idea to ask a licensed agent to review your policy to make sure you aren't missing anything.
Standard Arizona Home Insurance Coverages
| A | Dwelling: A standard Arizona homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Arizona home insurance policy |
| C | Contents/Personal Property: A Arizona home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Arizona home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Arizona, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Arizona MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Arizona Homeowners Insurance News
- Arizona may see another dangerous wildfire seasonMonday, January 09, 2012
- California regulation aims at reducing underinsurance Tuesday, July 05, 2011
- Evacuations mount as Arizona wildfires spread Wednesday, June 08, 2011
- Arizona residents might soon need to purchase flood insuranceWednesday, April 27, 2011
- FEMA: Winter flooding on the way for some western statesMonday, January 24, 2011
Other Arizona Homeowners Resources:
- Visit our RateReport to see how Arizona home insurance rates measure up against other parts of the country.
- Do you know what your home insurance covers? Visit home insurance 101 to see what your policy may and may not cover.
- Are you qualifying for all available discounts in Arizona? Check out our list of available home insurance discounts.
Search for home insurance in your Arizona county:
Customer Reviews in Arizona
For additional information about specific insurance laws in Arizona, visit the Arizona Department of Insurance website.
