Arkansas Home Insurance Quotes

Arkansas homeowners insurance information including savings tips and rate trends.

Compare and save on
Arkansas home insurance today.

Zip Code:
Year Built:
97% of customers recommend HomeInsurance.com.
97% of customers recommend HomeInsurance.com. 4.5/5 stars Read Reviews
Speak with a licensed agent in Arkansas Call Us Now: 877-506-9466 or Request A Call

Finding competitive, low cost home insurance quotes in Arkansas does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive Arkansas home insurance coverage. Rest assured knowing our team of Arkansas licensed insurance consultants are standing by to give you top notch advice to coverages and rates in your area.

Average Arkansas home insurance rates in September were approximately $1014.00 which have increased since August when rates were around $994. Average rates in the area reflect premiums on new policies sold by HomeInsurance.com in Arkansas. For a full list of premiums by state visit our RateReport.

Average Premiums for Home Insurance In Arkansas
Sep 2011Aug 2011Jul 2011Jun 2011May 2011
$1014.00$994.00$977.00$965.00$962.00

Homeowners insurance discounts are one of the best ways to get a low insurance rate while also maintaining great coverage. Since average home insurance rates in Arkansas increased it is important to qualify for all the discounts you can to make sure you aren't overpaying. Packaging your home and auto insurance with one insurance provider can get you savings between 15 and 25 percent. Likewise, you may qualify for additional savings by being claims free or having protection devices (fire and burglar alarms) on your Arkansas home.

Standard Arkansas Home Insurance Coverages

Coverage
A

Dwelling: A standard Arkansas homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril
B

Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Arkansas home insurance policy
C

Contents/Personal Property: A Arkansas home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings.
D

Loss of Use: If your Arkansas home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home.

E

Personal Liability Protection: In Arkansas, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property.
F

Medical Payments: Medical Payments coverage, or Arkansas MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved.

Other Arkansas Homeowners Resources:

Search for home insurance in your Arkansas county:

Customer Reviews in Arkansas

The top 4 customer reviews on HomeInsurance.com service and savings in Arkansas.
4 Star Rating
Savings: $500/year
Customer: Diane W.
Date: Jul 26, 2010
You saved me a bundle! Thank you very much!!!!!
Garfield, AR
4 Star Rating
Savings: $600/year
Customer: Patricia S.
Date: Jul 19, 2010
Service was extremely quick and efficient.
Cabot, AR
4 Star Rating
Savings: $175/year
Customer: Charles W.
Date: Jan 11, 2010
Very pleased with the courteous service and quick response.
Alexander, AR
4 Star Rating
Savings: $200/year
Customer: Carole S.
Date: Jun 01, 2009
I was amazed at how quick the response was to my homeowner's insurance quote request. The representative was friendly and courteous and it was a pleasure dealing with her. This was so much easier than floundering around on my own.
Bella Vista, AR

For additional information about specific insurance laws in Arkansas, visit the Arkansas Department of Insurance website.

Customer Care