Butte County Homeowners Insurance

Butte County homeowners have specific needs when it comes to shopping for a homeowners insurance policy. Did you know that Butte County homeowners pay $795.00/year for home insurance coverage? That's why we make it our job to find you the best rates and most comprehensive coverage in California.

We shop the leading insurance companies in the nation rated 'A' or better by A.M. Best Company including Travelers, Safeco, The Hartford, ASI/Ark Royal, Foremost and Progressive.

Get homeowners insurance quotes now by selecting your Butte County city below:

Home Insurance Discounts in Butte County

• Claims Free Discount: If you have not filed an insurance claim in Butte or any other county in the past 10 years, you may be eligible for a claims free discount of up to 20% off your homeowners insurance.
• New Home Discount: If your Butte County home has been built within the past 10 years you may be eligible for up to 20% off your homeowners premium. Ask your agent if you qualify!
• Retiree Discount: If you are retired, 55 or older and your home is your primary resident, you may be eligible for up to 20% off your Butte County homeowners policy.

Why You Pay What You Do in Butte County

California home insurance rates vary for many reasons from one county to the next in California. And with over 203,171 residents in Butte County (with an average household income of $32,062) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.

One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Butte County are around $122 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Butte County is $110,230.)

Rates in the area may also be affected by the amount of liability coverage you choose to include in your Butte County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Butte County is home to 2.56 people, so it’s important to make sure you are all protected by liability insurance.

Get the best rates on Butte County homeowners insurance by filling out a free quote form and talking with a licensed agent in your area today.