Ventura County Homeowners Insurance

Ventura County homeowners have specific needs when it comes to shopping for a homeowners insurance policy. Did you know that Ventura County homeowners pay $800.00/year for home insurance coverage? That's why we make it our job to find you the best rates and most comprehensive coverage in California.

At HomeInsurance.com, we can compare your rates with up to four leading providers including Travelers, Safeco, The Hartford, Foremost, ASI/Ark Royal and Progressive.

Select your city below to get Ventura County home insurance quotes in your area:

Home Insurance Discounts in Ventura County

• Non-Smokers Discount: Because of the high number of dwelling fires caused by tobacco products, we offer 10% off of your policy if you and your family are smoke-free.
• Claims Free Discount: If you have not filed an insurance claim in Ventura or any other county in the past 10 years, you may be eligible for a claims free discount of up to 20% off your homeowners insurance.
• Home Security Discount: We believe that any time you can make your Ventura County home less susceptible to theft your home insurance company should reward you for it! That’s why we have partnered with providers who offer a discount of up to 15% off your home insurance premium if you have a home security system. Ask your agent if you qualify.

Why You Pay What You Do in Ventura County

California home insurance rates vary for many reasons from one county to the next in California. And with over 753,197 residents in Ventura County (with an average household income of $63,481) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.

One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Ventura County are around $122 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Ventura County is $279,602.)

Rates in the area may also be affected by the amount of liability coverage you choose to include in your Ventura County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Ventura County is home to 2.86 people, so it’s important to make sure you are all protected by liability insurance.

Get the best rates on Ventura County homeowners insurance by filling out a free quote form and talking with a licensed agent in your area today.