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Call Us Now: Shopping for Connecticut home insurance quotes just got easier. Fill out one quote form on HomeInsurance.com and our team of licensed agents will compare your policy with the top rated insurance providers in the country. It's the easiest way to know you're getting the best home insurance rates in Connecticut. We are now offering comparative rates on auto insurance too, which could save you even more.
The average Connecticut home insurance rate in September 2011 was $799.00. It appears that rates have increased since August 2011 when average rates in Connecticut were around $793.00. These premiums reflect the annual cost of a standard home policy and do not include flood insurance or earthquake insurance.
Average Premiums for Home Insurance In Connecticut |
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| Sep 2011 | Aug 2011 | Jul 2011 | Jun 2011 | May 2011 |
| $799.00 | $793.00 | $796.00 | $795.00 | $800.00 |
Since average Connecticut homeowners insurance premiums have increased, you should stay mindful of how much you are paying to insure your home. Taking advantage of discounts can make sure your rates stay low while keeping your coverage intact. The biggest savings can usually be found with a home-auto discount which can save you around 20% on your Connecticut policy. Other discounts may be offered for homes that have burglar alarms and deadbolt locks.
Standard Connecticut Home Insurance Coverages
| A | Dwelling: A standard Connecticut homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Connecticut home insurance policy |
| C | Contents/Personal Property: A Connecticut home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Connecticut home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Connecticut, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Connecticut MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Connecticut Homeowners Insurance News
- Connecticut officials urge insurance changes following IreneMonday, November 21, 2011
- Preparing for floods in ConnecticutThursday, February 10, 2011
- Report: Flammable vapors are serious hazard to structuresThursday, August 19, 2010
- FEMA aid reaches more statesTuesday, April 27, 2010
- Northeast storms break records Wednesday, March 31, 2010
Other Connecticut Homeowners Resources:
- Visit our RateReport to see how Connecticut home insurance rates measure up against other parts of the country.
- Do you know what your home insurance covers? Visit home insurance 101 to see what your policy may and may not cover.
- Are you qualifying for all available discounts in Connecticut? Check out our list of available home insurance discounts.
Search for home insurance in your Connecticut county:
Customer Reviews in Connecticut
For additional information about specific insurance laws in Connecticut, visit the Connecticut Insurance Department website.
