Finding competitive, low cost homeowner insurance quotes in Connecticut does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive Connecticut home insurance coverage. Rest assured knowing our team of Connecticut licensed insurance consultants are standing by to give you top notch advice on homeowners insurance coverages and rates in your area.
The average Connecticut homeowners insurance rate in July 2010 was $687.00. It appears that rates have decreased since June 2010 when average rates in Connecticut were around $789.00.
Average Premiums for Home Insurance In Connecticut |
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| Jul 2010 | Jun 2010 | May 2010 | Apr 2010 | Mar 2010 |
| $687.00 | $789.00 | $671.00 | $736.00 | $0.00 |
Though rates have decreased in recent months, it’s important to continue to save money and find great coverage on your Connecticut homeowners insurance. Be sure to review your home insurance policy with your local Connecticut insurance agent regularly to ensure that you are qualifying for all available discounts. Also, check your Connecticut home insurance policy to be sure you are still getting the coverage you need for your home and family.
Standard Connecticut Home Insurance Coverages
| A | Dwelling: A standard Connecticut homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Connecticut home insurance policy |
| C | Contents/Personal Property: A Connecticut home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Connecticut home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Connecticut, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Connecticut MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Connecticut Homeowners Insurance News
- Report: Flammable vapors are serious hazard to structuresThursday, August 19, 2010
- FEMA aid reaches more statesTuesday, April 27, 2010
- Northeast storms break records Wednesday, March 31, 2010
Other Connecticut Homeowners Resources:
- Home Insurance Quiz- How much do you know about your Connecticut home insurance policy? Quiz yourself!
- homeowners insurance Calculator- How much Dwelling Coverage do you need? See average dwelling costs in Connecticut
- Connecticut Home Inventory Checklist- Download and Print our home inventory checklist for free.
Search for home insurance in your Connecticut county:
For additional information about specific insurance laws in Connecticut, visit the Connecticut Insurance Department website.
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