4.5/5 stars Read Reviews
Call Us Now: Shopping for District of Columbia homeowners insurance quotes just got easier. Fill out one quote form on HomeInsurance.com and our team of licensed agents will compare your policy with the top rated insurance providers in the country. It's the easiest way to know you're getting the best homeowners insurance rates in District of Columbia. We are now offering comparative rates on auto insurance too, which could save you even more.
Average District of Columbia home insurance rates in December were approximately $719.00 which have increased since November when rates were around $715. Average rates in the area reflect premiums on new policies sold by HomeInsurance.com in District of Columbia. For a full list of premiums by state visit our RateReport.
Average Premiums for Home Insurance In District of Columbia |
||||
| Dec 2011 | Nov 2011 | Oct 2011 | Sep 2011 | Aug 2011 |
| $719.00 | $715.00 | $731.00 | $761.00 | $768.00 |
Since rates have increased in recent months, it's important to continue to save money and find great coverage on your District of Columbia homeowners insurance. Be sure to review your policy with a HomeInsurance.com agent regularly to ensure that you are qualifying for all available discounts. Also, check your policy to be sure you are still getting the coverage you need for your home and family.
Standard District of Columbia Home Insurance Coverages
| A | Dwelling: A standard District of Columbia homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard District of Columbia home insurance policy |
| C | Contents/Personal Property: A District of Columbia home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your District of Columbia home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In District of Columbia, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or District of Columbia MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
District of Columbia Homeowners Insurance News
- Now is the time to check up on hurricane deductiblesMonday, June 28, 2010
- Homeowners advised to brush up on insurance policiesTuesday, June 15, 2010
Other District of Columbia Homeowners Resources:
- Home Insurance Quiz- How much do you know about your District of Columbia home insurance policy? Quiz yourself!
- Homeowners Insurance Calculator- How much Dwelling Coverage do you need? See average dwelling costs in District of Columbia
- District of Columbia Home Inventory Checklist- Download and Print our home inventory checklist for free.
Search for home insurance in your District of Columbia county:
Customer Reviews in District of Columbia
For additional information about specific insurance laws in District of Columbia, visit the District of Columbia Department of Insurance & Securities Regulation website.
