Collier County Homeowners Insurance

Collier County homeowners have specific needs when it comes to shopping for a home insurance policy. Did you know that Collier County homeowners pay $1,084.00/year for home insurance coverage? That's why we make it our job to find you the best rates and most comprehensive coverage in Florida.

Get comparative rates from the top insurance providers in the country including Travelers, Safeco, The Hartford, Progressive, ASI/Ark Royal and Foremost.

To get started on your Collier County home insurance quotes, select your city:

Homeowners Insurance Discounts in Collier County

• Smoke Alarm Discount: Collier County homeowners may be able to save up to 15% on home insurance with a smoke alarm discount.
• New Home Discount: If your Collier County home has been built within the past 10 years you may be eligible for up to 20% off your homeowners premium. Ask your agent if you qualify!
• Retiree Discount: If you are retired, 55 or older and your home is your primary resident, you may be eligible for up to 20% off your Collier County homeowners policy.

Why You Pay What You Do in Collier County

Florida home insurance rates vary for many reasons from one county to the next in Florida. And with over 251,377 residents in Collier County (with an average household income of $46,861) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.

One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Collier County are around $83 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Collier County is $171,165.)

Rates in the area may also be affected by the amount of liability coverage you choose to include in your Collier County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Collier County is home to 2.50 people, so it’s important to make sure you are all protected by liability insurance.

Get the best rates on Collier County home insurance by filling out a free quote form and talking with a licensed agent in your area today.