4.5/5 stars
Call Us Now: Shopping for home insurance in Lafayette County doesn't have to be a chore. At HomeInsurance.com, you can compare up to 4 comparative insurance quotes for your Florida home. Homeowners in the area are currently paying $1,084.00/year for home insurance. Are you getting all available discounts?
We shop the leading insurance companies in the nation rated 'A' or better by A.M. Best Company including Travelers, Safeco, The Hartford, ASI/Ark Royal, Foremost and Progressive.
Get home insurance quotes now by selecting your Lafayette County city below:
Homeowners Insurance Discounts in Lafayette County
- Retiree Discount: If you are retired, 55 or older and your home is your primary resident, you may be eligible for up to 20% off your Lafayette County homeowners policy.
- New Home Discount: If your Lafayette County home has been built within the past 10 years you may be eligible for up to 20% off your homeowners premium. Ask your agent if you qualify!
- Home-Auto Discount: Our best savings yet- homeowners in Lafayette County who combine their home and auto insurance policies with the same carrier typically save up to $556/year.
Why You Pay What You Do in Lafayette County
Florida homeowners insurance rates vary for many reasons from one county to the next in Florida. And with over 7,022 residents in Lafayette County (with an average household income of $25,561) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.
One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Lafayette County are around $83 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Lafayette County is $43,750.)
Rates in the area may also be affected by the amount of liability coverage you choose to include in your Lafayette County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Lafayette County is home to 2.43 people, so it’s important to make sure you are all protected by liability insurance.
Get the best rates on Lafayette County homeowners insurance by filling out a free quote form and talking with a licensed agent in your area today.
