Georgia Homeowners Insurance Quotes

Insured Homeowners in Georgia
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Finding competitive, low cost homeowner insurance quotes in Georgia does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive Georgia home insurance coverage. Rest assured knowing our team of Georgia licensed insurance consultants are standing by to give you top notch advice on homeowner insurance coverages and rates in your area.

The average Georgia home owner insurance rate in September 2009 was $743.00. It appears that rates have increased since August 2009 when average rates in Georgia were around $736.00.

Since rates have increased in recent months, it’s important to continue to save money and find great coverage on your Georgia homeowners insurance. Be sure to review your home insurance policy with your local Georgia insurance agent regularly to ensure that you are qualifying for all available discounts. Also, check your Georgia home owner insurance policy to be sure you are still getting the coverage you need for your home and family.

Standard Georgia Home Insurance Coverages

Coverage
A

Dwelling: A standard Georgia homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril
B

Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Georgia home insurance policy
C

Contents/Personal Property: A Georgia home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings.
D

Loss of Use: If your Georgia home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home.

E

Personal Liability Protection: In Georgia, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property.
F

Medical Payments: Medical Payments coverage, or Georgia MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved.

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For additional information about specific insurance laws in Georgia, visit the Georgia Department of Insurance website.

 

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