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Call Us Now: Saving money on your Ada County home insurance policy just got easier. Shop up to four quotes from the leading homeowners insurance providers in the area. Did you know that homeowners in your area are paying, on average, $452.00/year for home insurance coverage?
At HomeInsurance.com, we can compare your rates with up to four leading providers including Travelers, Safeco, The Hartford, Foremost, ASI/Ark Royal and Progressive.
For home insurance quotes in Ada County, select your city below:
Home Insurance Discounts in Ada County
- New Home Discount: If your Ada County home has been built within the past 10 years you may be eligible for up to 20% off your homeowners premium. Ask your agent if you qualify!
- Non-Smokers Discount: Because of the high number of dwelling fires caused by tobacco products, we offer 10% off of your policy if you and your family are smoke-free.
- Home Security Discount: We believe that any time you can make your Ada County home less susceptible to theft your home insurance company should reward you for it! That’s why we have partnered with providers who offer a discount of up to 15% off your home insurance premium if you have a home security system. Ask your agent if you qualify.
Why You Pay What You Do in Ada County
Idaho homeowners insurance rates vary for many reasons from one county to the next in Idaho. And with over 300,904 residents in Ada County (with an average household income of $45,962) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.
One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Ada County are around $122 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Ada County is $127,477.)
Rates in the area may also be affected by the amount of liability coverage you choose to include in your Ada County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Ada County is home to 2.64 people, so it’s important to make sure you are all protected by liability insurance.
Get the best rates on Ada County home insurance by filling out a free quote form and talking with a licensed agent in your area today.
