Finding competitive, low cost home owner insurance quotes in Indiana does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive Indiana home insurance coverage. Rest assured knowing our team of Indiana licensed insurance consultants are standing by to give you top notch advice on home owner insurance coverages and rates in your area.
The average Indiana homeowner insurance rate in January 2010 was $690.00. It appears that rates have increased since December 2009 when average rates in Indiana were around $669.00.
Average Premiums for Home Insurance In Indiana |
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| Sep 2009 | Oct 2009 | Nov 2009 | Dec 2009 | Jan 2010 |
| $683.00 | $681.00 | $671.00 | $669.00 | $690.00 |
Since rates have increased in recent months, it’s important to continue to save money and find great coverage on your Indiana homeowners insurance. Be sure to review your home insurance policy with your local Indiana insurance agent regularly to ensure that you are qualifying for all available discounts. Also, check your Indiana homeowners insurance policy to be sure you are still getting the coverage you need for your home and family.
Standard Indiana Home Insurance Coverages
| A | Dwelling: A standard Indiana homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Indiana home insurance policy |
| C | Contents/Personal Property: A Indiana home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Indiana home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Indiana, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Indiana MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Other Indiana Homeowners Resources:
- Home Insurance Quiz- How much do you know about your Indiana home insurance policy? Quiz yourself!
- homeowners insurance Calculator- How much Dwelling Coverage do you need? See average dwelling costs in Indiana
- Indiana Home Inventory Checklist- Download and Print our home inventory checklist for free.
Search for home insurance in your Indiana county:
- Whitley
- White
- Wells
- Wayne
- Washington
- Warrick
- Warren
- Wabash
- Vigo
- Vermillion
- Vanderburgh
- Union
- Tipton
- Tippecanoe
- Switzerland
- Sullivan
- Steuben
- Starke
- St Joseph
- Spencer
- Shelby
- Scott
- Rush
- Ripley
- Randolph
- Putnam
- Pulaski
- Posey
- Porter
- Pike
- Perry
- Parke
- Owen
- Orange
- Ohio
- Noble
- Newton
- Morgan
- Montgomery
- Monroe
- Miami
- Martin
- Marshall
- Marion
- Madison
- Lawrence
- Lake
- Lagrange
- La Porte
- Kosciusko
- Knox
- Johnson
- Jennings
- Jefferson
- Jay
- Jasper
- Jackson
- Huntington
- Howard
- Henry
- Hendricks
- Harrison
- Hancock
- Hamilton
- Greene
- Grant
- Gibson
- Fulton
- Franklin
- Fountain
- Floyd
- Fayette
- Elkhart
- Dubois
- Delaware
- Decatur
- Dearborn
- De Kalb
- Daviess
- Crawford
- Clinton
- Clay
- Clark
- Cass
- Carroll
- Brown
- Boone
- Blackford
- Benton
- Bartholomew
- Allen
- Adams
For additional information about specific insurance laws in Indiana, visit the Indiana Department of Insurance website.
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