Indiana Home Insurance Quotes

Average home insurance rates, coverage and discounts information in Indiana.

Compare and save on
Indiana home insurance today.

Zip Code:
Year Built:
97% of customers recommend HomeInsurance.com.
97% of customers recommend HomeInsurance.com. 4.5/5 stars Read Reviews
Speak with a licensed agent in Indiana Call Us Now: 877-506-9466 or Request A Call

The days of shopping for Indiana homeowners insurance with multiple agents are over. Compare multiple quotes with our licensed home insurance experts and find the best premium and the most comprehensive coverage available in Indiana. Our top carriers are rated A+ with A.M. Best so you can rest assured knowing your home is protected by a leading company.

Homeowners in Indiana are paying around $781.00 for home insurance as of September of 2011. Rates have increased since August when Indiana homeowners insurance premiums were approximately $757.00. The rate of $781/year includes standard coverage and not flood or earthquake damage which is covered under a separate policy. Read more about flood insurance.

Average Premiums for Home Insurance In Indiana
Sep 2011Aug 2011Jul 2011Jun 2011May 2011
$781.00$757.00$740.00$740.00$741.00

Since rates have increased in recent months, it's important to continue to save money and find great coverage on your Indiana homeowners insurance. Be sure to review your policy with a HomeInsurance.com agent regularly to ensure that you are qualifying for all available discounts. Also, check your policy to be sure you are still getting the coverage you need for your home and family.

Standard Indiana Home Insurance Coverages

Coverage
A

Dwelling: A standard Indiana homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril
B

Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Indiana home insurance policy
C

Contents/Personal Property: A Indiana home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings.
D

Loss of Use: If your Indiana home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home.

E

Personal Liability Protection: In Indiana, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property.
F

Medical Payments: Medical Payments coverage, or Indiana MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved.

Other Indiana Homeowners Resources:

  • Visit our RateReport to see how Indiana home insurance rates measure up against other parts of the country.
  • Do you know what your home insurance covers? Visit home insurance 101 to see what your policy may and may not cover.
  • Are you qualifying for all available discounts in Indiana? Check out our list of available home insurance discounts.

Search for home insurance in your Indiana county:

Customer Reviews in Indiana

The top 3 customer reviews on HomeInsurance.com service and savings in Indiana.
4 Star Rating
Savings: $600/year
Customer: Richard H.
Date: Jan 13, 2012
A very good price and sevice.
Portage, IN
4 Star Rating
Savings: $1500/year
Customer: Emily S.
Date: Feb 19, 2010
The service was great and the savings are outstanding!
Indianapolis, IN
4 Star Rating
Savings: $800/year
Customer: Tracey S.
Date: Jun 22, 2009
Great experience.
Indianapolis, IN

For additional information about specific insurance laws in Indiana, visit the Indiana Department of Insurance website.

Customer Care