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Call Us Now: The days of shopping for Kansas home insurance with multiple agents are over. Compare multiple quotes with our licensed home insurance experts and find the best premium and the most comprehensive coverage available in Kansas. Our top carriers are rated A+ with A.M. Best so you can rest assured knowing your home is protected by a leading company.
Homeowners insurance premiums in Kansas were around $1004.00 in September of 2011 when they increased from $1001 in August. These rates reflect average premiums on new sold policies by HomeInsurance.com. A standard policy will cover the structure of the buildings on the property, the contents of the home, liability for the homeowner(s), medical payments and loss of use expenses.
Average Premiums for Home Insurance In Kansas |
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| Sep 2011 | Aug 2011 | Jul 2011 | Jun 2011 | May 2011 |
| $1004.00 | $1001.00 | $975.00 | $965.00 | $945.00 |
Since rates have increased in recent months, it's important to continue to save money and find great coverage on your Kansas homeowners insurance. Be sure to review your policy with a HomeInsurance.com agent regularly to ensure that you are qualifying for all available discounts. Also, check your policy to be sure you are still getting the coverage you need for your home and family.
Standard Kansas Home Insurance Coverages
| A | Dwelling: A standard Kansas homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Kansas home insurance policy |
| C | Contents/Personal Property: A Kansas home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Kansas home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Kansas, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Kansas MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Kansas Homeowners Insurance News
- Many homeowners still eschew earthquake coverageThursday, October 20, 2011
- Insured losses exceed $1 billion in KansasFriday, September 30, 2011
- Texas, Oklahoma leading states for hail probabilityTuesday, September 20, 2011
- Another Midwest governor concerned about flood protections Thursday, July 14, 2011
- Unprecedented spring storms in Ohio lead to heavy losses Tuesday, June 28, 2011
Other Kansas Homeowners Resources:
- Home Insurance Quiz- How much do you know about your Kansas home insurance policy? Quiz yourself!
- Homeowners Insurance Calculator- How much Dwelling Coverage do you need? See average dwelling costs in Kansas
- Kansas Home Inventory Checklist- Download and Print our home inventory checklist for free.
Search for home insurance in your Kansas county:
- Allen
- Anderson
- Atchison
- Barber
- Barton
- Bourbon
- Brown
- Butler
- Chase
- Chautauqua
- Cherokee
- Cheyenne
- Clark
- Clay
- Cloud
- Coffey
- Comanche
- Cowley
- Crawford
- Decatur
- Dickinson
- Doniphan
- Douglas
- Edwards
- Elk
- Ellis
- Ellsworth
- Finney
- Ford
- Franklin
- Geary
- Gove
- Graham
- Grant
- Gray
- Greeley
- Greenwood
- Hamilton
- Harper
- Harvey
- Haskell
- Hodgeman
- Jackson
- Jefferson
- Jewell
- Johnson
- Kearny
- Kingman
- Kiowa
- Labette
- Lane
- Leavenworth
- Lincoln
- Linn
- Logan
- Lyon
- Marion
- Marshall
- Mcpherson
- Meade
- Miami
- Mitchell
- Montgomery
- Morris
- Morton
- Nemaha
- Neosho
- Ness
- Norton
- Osage
- Osborne
- Ottawa
- Pawnee
- Phillips
- Pottawatomie
- Pratt
- Rawlins
- Reno
- Republic
- Rice
- Riley
- Rooks
- Rush
- Russell
- Saline
- Scott
- Sedgwick
- Seward
- Shawnee
- Sheridan
- Sherman
- Smith
- Stafford
- Stanton
- Stevens
- Sumner
- Thomas
- Trego
- Wabaunsee
- Wallace
- Washington
- Wichita
- Wilson
- Woodson
- Wyandotte
Customer Reviews in Kansas
For additional information about specific insurance laws in Kansas, visit the Kansas Insurance Department website.
