Saving money on your Scott County home insurance policy just got easier. Shop up to four quotes from the leading homeowners insurance providers in the area. Did you know that homeowners in your area are paying, on average, $926.00/year for home insurance coverage?
At HomeInsurance.com, we can compare your rates with up to four leading providers including Travelers, Safeco, The Hartford, Foremost, ASI/Ark Royal and Progressive.
Select your city below to get Scott County home insurance quotes in your area:
Homeowners Insurance Discounts in Scott County
- Home-Auto Discount: Our best savings yet- homeowners in Scott County who combine their home and auto insurance policies with the same carrier typically save up to $556/year.
- Smoke Alarm Discount: Scott County homeowners may be able to save up to 15% on home insurance with a smoke alarm discount.
- Non-Smokers Discount: Because of the high number of dwelling fires caused by tobacco products, we offer 10% off of your policy if you and your family are smoke-free.
Why You Pay What You Do in Scott County
Minnesota home insurance rates vary for many reasons from one county to the next in Minnesota. And with over 89,498 residents in Scott County (with an average household income of $62,527) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.
One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Scott County are around $90 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Scott County is $150,980.)
Rates in the area may also be affected by the amount of liability coverage you choose to include in your Scott County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Scott County is home to 2.88 people, so it’s important to make sure you are all protected by liability insurance.
Get the best rates on Scott County homeowners insurance by filling out a free quote form and talking with a licensed agent in your area today.

