Mississippi Home Insurance Quotes

Mississippi home insurance coverage and rates information.

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Finding competitive, low cost home insurance quotes in Mississippi does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive Mississippi home insurance coverage. Rest assured knowing our team of Mississippi licensed insurance consultants are standing by to give you top notch advice to coverages and rates in your area.

Homeowners in Mississippi are paying around $1271.00 for home insurance as of December of 2011. Rates have increased since November when Mississippi homeowners insurance premiums were approximately $1232.00. The rate of $1271/year includes standard coverage and not flood or earthquake damage which is covered under a separate policy. Read more about flood insurance.

Average Premiums for Home Insurance In Mississippi
Dec 2011Nov 2011Oct 2011Sep 2011Aug 2011
$1271.00$1232.00$1113.00$1094.00$1045.00

Homeowners insurance discounts are one of the best ways to get a low insurance rate while also maintaining great coverage. Since average home insurance rates in Mississippi increased it is important to qualify for all the discounts you can to make sure you aren't overpaying. Packaging your home and auto insurance with one insurance provider can get you savings between 15 and 25 percent. Likewise, you may qualify for additional savings by being claims free or having protection devices (fire and burglar alarms) on your Mississippi home.

Standard Mississippi Home Insurance Coverages

Coverage
A

Dwelling: A standard Mississippi homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril
B

Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Mississippi home insurance policy
C

Contents/Personal Property: A Mississippi home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings.
D

Loss of Use: If your Mississippi home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home.

E

Personal Liability Protection: In Mississippi, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property.
F

Medical Payments: Medical Payments coverage, or Mississippi MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved.

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Customer Reviews in Mississippi

The top 2 customer reviews on HomeInsurance.com service and savings in Mississippi.
5 Star Rating
Savings: $200/year
Customer: Mark G.
Date: Jan 13, 2012
We found great coverage at a very reasonable price through your website.
Jackson, MS
4 Star Rating
Savings: $300/year
Customer: George D.
Date: Aug 12, 2009
I found your website online and got a rate that I didn't believe. Thanks to your agent, he helped me complete the quote process.
Arcola, MS

For additional information about specific insurance laws in Mississippi, visit the Mississippi Insurance Department website.

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