Franklin County Home Insurance
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Call Us Now: Shopping for Home insurance in Franklin County doesn't have to be a chore. At HomeInsurance.com, you can compare up to 4 comparative insurance quotes for your Missouri home. Homeowners in the area are currently paying $1,169.00/year for home insurance. Are you getting all available discounts?
Get comparative rates from the top insurance providers in the country including Travelers, Safeco, The Hartford, Progressive, ASI/Ark Royal and Foremost.
For home insurance quotes in Franklin County, select your city below:
- Beaufort
- Berger
- Catawissa
- Gerald
- Gray Summit
- Grubville
- Labadie
- Leslie
- Lonedell
- Luebbering
- New Haven
- Pacific
- Robertsville
- Saint Albans
- Saint Clair
- Stanton
- Sullivan
- Union
- Villa Ridge
- Washington
See what your neighbors in Franklin County, MO, are paying
Curious about how much you could save on your home insurance premiums? Here are details of the last five policies written in Franklin County, MO area, by HomeInsurance.com agents.
Premiums vary according to square footage, location, features of the home and other factors.
| Home 1 | Home 2 | Home 3 | Home 4 | Home 5 | |
|---|---|---|---|---|---|
| Premium Amount | $2,338 | $1,659 | $752 | $1,326 | $1,912 |
| Premium with Auto Discount | $2,012 | $1,410† | $751 | $1,326 | $1,912 |
| Carrier | Liberty Mutual | Liberty Mutual | Hartford | Safeco | Liberty Mutual |
| Zip | 63077 | 63072 | 63077 | 63060 | 63089 |
| Year Built | 1950 | 1995 | 2006 | 1968 | 1964 |
| Foundation type | Crawl Space | Basement | Basement | Slab | Slab |
| Lot Size | N/A | N/A | N/A | N/A | N/A |
| Square Feet | N/A | N/A | N/A | N/A | N/A |
| Bedrooms | N/A | N/A | N/A | N/A | N/A |
| Bathrooms | N/A | N/A | N/A | N/A | N/A |
| Discounts | | | | | |
| Primary Heat Source | Central Electric | Central Electric | Central Electric | Central Gas | Central Gas |
Home Insurance Discounts in Franklin County
- Home-Auto Discount: Our best savings yet- homeowners in Franklin County who combine their home and auto insurance policies with the same carrier typically save up to $556/year.
- Home Security Discount: We believe that any time you can make your Franklin County home less susceptible to theft your home insurance company should reward you for it! That’s why we have partnered with providers who offer a discount of up to 15% off your home insurance premium if you have a home security system. Ask your agent if you qualify.
- Smoke Alarm Discount: Franklin County homeowners may be able to save up to 15% on home insurance with a smoke alarm discount.
Why You Pay What You Do in Franklin County
Missouri Home Insurance rates vary for many reasons from one county to the next in Missouri. And with over residents in Franklin County (with an average household income of $44,293) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.
One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Franklin County are around $90 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Franklin County is $96,382)
Rates in the area may also be affected by the amount of liability coverage you choose to include in your Franklin County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Franklin County is home to 2.69 people, so it’s important to make sure you are all protected by liability insurance.
Get the best rates on Franklin County Home Insurance by filling out a free quote form and talking with a licensed agent in your area today.
