Nevada Homeowners Insurance Quotes

Nevada home insurance coverage and rates information.

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Finding competitive, low cost homeowners insurance quotes in Nevada does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive Nevada home insurance coverage. Rest assured knowing our team of Nevada licensed insurance consultants are standing by to give you top notch advice to coverages and rates in your area.

Homeowners in Nevada are paying around $584.00 for home insurance as of September of 2011. Rates have increased since August when Nevada homeowners insurance premiums were approximately $560.00. The rate of $584/year includes standard coverage and not flood or earthquake damage which is covered under a separate policy. Read more about flood insurance.

Average Premiums for Home Insurance In Nevada
Sep 2011Aug 2011Jul 2011Jun 2011May 2011
$584.00$560.00$538.00$515.00$511.00

Since average Nevada homeowners insurance premiums have increased, you should stay mindful of how much you are paying to insure your home. Taking advantage of discounts can make sure your rates stay low while keeping your coverage intact. The biggest savings can usually be found with a home-auto discount which can save you around 20% on your Nevada policy. Other discounts may be offered for homes that have burglar alarms and deadbolt locks.

Standard Nevada Home Insurance Coverages

Coverage
A

Dwelling: A standard Nevada homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril

B

Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Nevada home insurance policy

C

Contents/Personal Property: A Nevada home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings.

D

Loss of Use: If your Nevada home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home.

E

Personal Liability Protection: In Nevada, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property.

F

Medical Payments: Medical Payments coverage, or Nevada MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved.

Nevada Homeowners Insurance News

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Customer Reviews in Nevada

The top 5 customer reviews on HomeInsurance.com service and savings in Nevada.
4 Star Rating
Savings: $100/year
Customer: Sharon F.
Date: Sep 10, 2010
Thanks for your promptness and getting us the best rates possible.
Las Vegas, NV
4 Star Rating
Savings: $120/year
Customer: Harlow A.
Date: Dec 31, 2009
Easy from start to finish!
Laughlin, NV
4 Star Rating
Savings: $380/year
Customer: Lorraine M.
Date: Sep 17, 2009
Very good service.
Las Vegas, NV
4 Star Rating
Savings: $197/year
Customer: Sharon M.
Date: Sep 08, 2009
I saved almost $200 over my current policy and got better coverage!
Henderson, NV
4 Star Rating
Savings: $322/year
Customer: John S.
Date: Apr 20, 2009
Great experience. I have already recommended to a friend.
Henderson, NV

For additional information about specific insurance laws in Nevada, visit the Nevada Division of Insurance website.

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