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Call Us Now: Shopping for home insurance in Mercer County doesn't have to be a chore. At HomeInsurance.com, you can compare up to 4 comparative insurance quotes for your New Jersey home. Homeowners in the area are currently paying $638.00/year for home insurance. Are you getting all available discounts?
We shop the leading insurance companies in the nation rated 'A' or better by A.M. Best Company including Travelers, Safeco, The Hartford, ASI/Ark Royal, Foremost and Progressive.
For home insurance quotes in Mercer County, select your city below:
Home Insurance Discounts in Mercer County
- New Home Discount: If your Mercer County home has been built within the past 10 years you may be eligible for up to 20% off your homeowners premium. Ask your agent if you qualify!
- Smoke Alarm Discount: Mercer County homeowners may be able to save up to 15% on home insurance with a smoke alarm discount.
- Retiree Discount: If you are retired, 55 or older and your home is your primary resident, you may be eligible for up to 20% off your Mercer County homeowners policy.
Why You Pay What You Do in Mercer County
New Jersey home insurance rates vary for many reasons from one county to the next in New Jersey. And with over 350,761 residents in Mercer County (with an average household income of $65,766) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.
One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Mercer County are around $114 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Mercer County is $169,417.)
Rates in the area may also be affected by the amount of liability coverage you choose to include in your Mercer County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Mercer County is home to 2.64 people, so it’s important to make sure you are all protected by liability insurance.
Get the best rates on Mercer County home insurance by filling out a free quote form and talking with a licensed agent in your area today.
