Shopping for homeowners insurance in Queens County doesn't have to be a chore. At HomeInsurance.com, you can compare up to 4 comparative insurance quotes for your New York home. Homeowners in the area are currently paying $659.00/year for home insurance. Are you getting all available discounts?
We shop the leading insurance companies in the nation rated 'A' or better by A.M. Best Company including Travelers, Safeco, The Hartford, ASI/Ark Royal, Foremost and Progressive.
Get home insurance quotes now by selecting your Queens County city below:
- Arverne
- Astoria
- Bayside
- Bellerose
- Breezy Point
- Cambria Heights
- College Point
- Corona
- East Elmhurst
- Elmhurst
- Far Rockaway
- Floral Park
- Flushing
- Forest Hills
- Fresh Meadows
- Glen Oaks
- Hollis
- Howard Beach
- Jackson Heights
- Jamaica
- Kew Gardens
- Little Neck
- Long Island City
- Maspeth
- Middle Village
- Oakland Gardens
- Ozone Park
- Queens Village
- Rego Park
- Richmond Hill
- Ridgewood
- Rockaway Park
- Rosedale
- Saint Albans
- South Ozone Park
- South Richmond Hill
- Springfield Gardens
- Sunnyside
- Whitestone
- Woodhaven
- Woodside
Home Insurance Discounts in Queens County
- New Home Discount: If your Queens County home has been built within the past 10 years you may be eligible for up to 20% off your homeowners premium. Ask your agent if you qualify!
- Claims Free Discount: If you have not filed an insurance claim in Queens or any other county in the past 10 years, you may be eligible for a claims free discount of up to 20% off your homeowners insurance.
- Home-Auto Discount: Our best savings yet- homeowners in Queens County who combine their home and auto insurance policies with the same carrier typically save up to $556/year.
Why You Pay What You Do in Queens County
New York home insurance rates vary for many reasons from one county to the next in New York. And with over 2,229,379 residents in Queens County (with an average household income of $47,192) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.
One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Queens County are around $114 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Queens County is $230,681.)
Rates in the area may also be affected by the amount of liability coverage you choose to include in your Queens County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Queens County is home to 2.81 people, so it’s important to make sure you are all protected by liability insurance.
Get the best rates on Queens County homeowners insurance by filling out a free quote form and talking with a licensed agent in your area today.

