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Call Us Now: Finding competitive, low cost homeowners insurance quotes in New Hampshire does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive New Hampshire home insurance coverage. Rest assured knowing our team of New Hampshire licensed insurance consultants are standing by to give you top notch advice to coverages and rates in your area.
Homeowners insurance premiums in New Hampshire were around $581.00 in September of 2011 when they increased from $575 in August. These rates reflect average premiums on new sold policies by HomeInsurance.com. A standard policy will cover the structure of the buildings on the property, the contents of the home, liability for the homeowner(s), medical payments and loss of use expenses.
Average Premiums for Home Insurance In New Hampshire |
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| Sep 2011 | Aug 2011 | Jul 2011 | Jun 2011 | May 2011 |
| $581.00 | $575.00 | $567.00 | $571.00 | $571.00 |
Since average New Hampshire homeowners insurance premiums have increased, you should stay mindful of how much you are paying to insure your home. Taking advantage of discounts can make sure your rates stay low while keeping your coverage intact. The biggest savings can usually be found with a home-auto discount which can save you around 20% on your New Hampshire policy. Other discounts may be offered for homes that have burglar alarms and deadbolt locks.
Standard New Hampshire Home Insurance Coverages
| A | Dwelling: A standard New Hampshire homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard New Hampshire home insurance policy |
| C | Contents/Personal Property: A New Hampshire home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your New Hampshire home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In New Hampshire, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or New Hampshire MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
New Hampshire Homeowners Insurance News
- Home insurance company files lawsuit alleging wiring failureFriday, January 14, 2011
- East Coast residents prepare for another tropical storm remnantFriday, October 01, 2010
- Social networking users could face higher home insurance premiumsFriday, September 17, 2010
- Thieves use location-enabled social media services to seek out empty houses to burglarizeMonday, September 13, 2010
Other New Hampshire Homeowners Resources:
- Disaster Preparedness Guide- Make sure your home and family is protected.
- See the most popular Frequently Asked Questions by other homeowners.
- Visit the Homeowners Blog to read the latest news affecting homeowners today!
Search for home insurance in your New Hampshire county:
Customer Reviews in New Hampshire
For additional information about specific insurance laws in New Hampshire, visit the New Hampshire Insurance Department website.
