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Call Us Now: Saving money on your Dare County home insurance policy just got easier. Shop up to four quotes from the leading homeowners insurance providers in the area. Did you know that homeowners in your area are paying, on average, $652.00/year for home insurance coverage?
We shop the leading insurance companies in the nation rated 'A' or better by A.M. Best Company including Travelers, Safeco, The Hartford, ASI/Ark Royal, Foremost and Progressive.
To get started on your Dare County homeowners insurance quotes, select your city:
Homeowners Insurance Discounts in Dare County
- Smoke Alarm Discount: Dare County homeowners may be able to save up to 15% on home insurance with a smoke alarm discount.
- Non-Smokers Discount: Because of the high number of dwelling fires caused by tobacco products, we offer 10% off of your policy if you and your family are smoke-free.
- Claims Free Discount: If you have not filed an insurance claim in Dare or any other county in the past 10 years, you may be eligible for a claims free discount of up to 20% off your homeowners insurance.
Why You Pay What You Do in Dare County
North Carolina home insurance rates vary for many reasons from one county to the next in North Carolina. And with over 29,967 residents in Dare County (with an average household income of $41,115) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.
One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Dare County are around $83 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Dare County is $141,756.)
Rates in the area may also be affected by the amount of liability coverage you choose to include in your Dare County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Dare County is home to 2.33 people, so it’s important to make sure you are all protected by liability insurance.
Get the best rates on Dare County homeowners insurance by filling out a free quote form and talking with a licensed agent in your area today.
