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Call Us Now: Adams County homeowners have specific needs when it comes to shopping for a home insurance policy. Did you know that Adams County homeowners pay $808.00/year for home insurance coverage? That's why we make it our job to find you the best rates and most comprehensive coverage in North Dakota.
We shop the leading insurance companies in the nation rated 'A' or better by A.M. Best Company including Travelers, Safeco, The Hartford, ASI/Ark Royal, Foremost and Progressive.
For home insurance quotes in Adams County, select your city below:
Homeowners Insurance Discounts in Adams County
- Claims Free Discount: If you have not filed an insurance claim in Adams or any other county in the past 10 years, you may be eligible for a claims free discount of up to 20% off your homeowners insurance.
- Retiree Discount: If you are retired, 55 or older and your home is your primary resident, you may be eligible for up to 20% off your Adams County homeowners policy.
- Home-Auto Discount: Our best savings yet- homeowners in Adams County who combine their home and auto insurance policies with the same carrier typically save up to $556/year.
Why You Pay What You Do in Adams County
North Dakota homeowners insurance rates vary for many reasons from one county to the next in North Dakota. And with over 2,593 residents in Adams County (with an average household income of $28,512) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.
One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Adams County are around $90 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Adams County is $36,750.)
Rates in the area may also be affected by the amount of liability coverage you choose to include in your Adams County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Adams County is home to 2.21 people, so it’s important to make sure you are all protected by liability insurance.
Get the best rates on Adams County homeowners insurance by filling out a free quote form and talking with a licensed agent in your area today.
