Grand Forks County Homeowners Insurance

Grand Forks County homeowners have specific needs when it comes to shopping for a homeowners insurance policy. Did you know that Grand Forks County homeowners pay $808.00/year for home insurance coverage? That's why we make it our job to find you the best rates and most comprehensive coverage in North Dakota.

We shop the top providers in North Dakota including Travelers, Safeco, The Hartford, Foremost, ASI/Ark Royal and Progressive to make sure we are getting you the best deal out there.

To get started on your Grand Forks County homeowners insurance quotes, select your city:

Home Insurance Discounts in Grand Forks County

• Home-Auto Discount: Our best savings yet- homeowners in Grand Forks County who combine their home and auto insurance policies with the same carrier typically save up to $556/year.
• Non-Smokers Discount: Because of the high number of dwelling fires caused by tobacco products, we offer 10% off of your policy if you and your family are smoke-free.
• Claims Free Discount: If you have not filed an insurance claim in Grand Forks or any other county in the past 10 years, you may be eligible for a claims free discount of up to 20% off your homeowners insurance.

Why You Pay What You Do in Grand Forks County

North Dakota home insurance rates vary for many reasons from one county to the next in North Dakota. And with over 66,109 residents in Grand Forks County (with an average household income of $36,518) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.

One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Grand Forks County are around $90 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Grand Forks County is $59,068.)

Rates in the area may also be affected by the amount of liability coverage you choose to include in your Grand Forks County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Grand Forks County is home to 2.62 people, so it’s important to make sure you are all protected by liability insurance.

Get the best rates on Grand Forks County home insurance by filling out a free quote form and talking with a licensed agent in your area today.