Ward County Homeowners Insurance

Ward County homeowners have specific needs when it comes to shopping for a home insurance policy. Did you know that Ward County homeowners pay $808.00/year for home insurance coverage? That's why we make it our job to find you the best rates and most comprehensive coverage in North Dakota.

We shop the top providers in North Dakota including Travelers, Safeco, The Hartford, Foremost, ASI/Ark Royal and Progressive to make sure we are getting you the best deal out there.

Select your city below to get Ward County homeowners insurance quotes in your area:

Homeowners Insurance Discounts in Ward County

• Home-Auto Discount: Our best savings yet- homeowners in Ward County who combine their home and auto insurance policies with the same carrier typically save up to $556/year.
• New Home Discount: If your Ward County home has been built within the past 10 years you may be eligible for up to 20% off your homeowners premium. Ask your agent if you qualify!
• Non-Smokers Discount: Because of the high number of dwelling fires caused by tobacco products, we offer 10% off of your policy if you and your family are smoke-free.

Why You Pay What You Do in Ward County

North Dakota home insurance rates vary for many reasons from one county to the next in North Dakota. And with over 58,795 residents in Ward County (with an average household income of $30,667) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.

One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Ward County are around $90 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Ward County is $58,630.)

Rates in the area may also be affected by the amount of liability coverage you choose to include in your Ward County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Ward County is home to 2.60 people, so it’s important to make sure you are all protected by liability insurance.

Get the best rates on Ward County homeowners insurance by filling out a free quote form and talking with a licensed agent in your area today.