Finding competitive, low cost home insurance quotes in North Dakota does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive North Dakota home insurance coverage. Rest assured knowing our team of North Dakota licensed insurance consultants are standing by to give you top notch advice on home owners insurance coverages and rates in your area.
The average North Dakota homeowner insurance rate in 2006 was $742.00. It appears that rates have increased over the past 3 years, so make sure you shop your North Dakota home insurance policy today.
Since rates have increased in recent months, it’s important to continue to save money and find great coverage on your North Dakota homeowners insurance. Be sure to review your home insurance policy with your local North Dakota insurance agent regularly to ensure that you are qualifying for all available discounts. Also, check your North Dakota home owners insurance policy to be sure you are still getting the coverage you need for your home and family.
Standard North Dakota Home Insurance Coverages
| A | Dwelling: A standard North Dakota homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard North Dakota home insurance policy |
| C | Contents/Personal Property: A North Dakota home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your North Dakota home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In North Dakota, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or North Dakota MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Other North Dakota Homeowners Resources:
- Home Insurance Quiz- How much do you know about your North Dakota home insurance policy? Quiz yourself!
- home insurance Calculator- How much Dwelling Coverage do you need? See average dwelling costs in North Dakota
- North Dakota Home Inventory Checklist- Download and Print our home inventory checklist for free.
Search for home insurance in your North Dakota county:
- Williams
- Wells
- Ward
- Walsh
- Traill
- Towner
- Stutsman
- Steele
- Stark
- Slope
- Sioux
- Sheridan
- Sargent
- Rolette
- Richland
- Renville
- Ransom
- Ramsey
- Pierce
- Pembina
- Oliver
- Nelson
- Mountrail
- Morton
- Mercer
- Mclean
- Mckenzie
- Mcintosh
- Mchenry
- Logan
- Lamoure
- Kidder
- Hettinger
- Griggs
- Grant
- Grand Forks
- Golden Valley
- Foster
- Emmons
- Eddy
- Dunn
- Divide
- Dickey
- Cavalier
- Cass
- Burleigh
- Burke
- Bowman
- Bottineau
- Billings
- Benson
- Barnes
- Adams
For additional information about specific insurance laws in North Dakota, visit the North Dakota Department of Insurance website.
Twitter
Linkedin
Facebook
Blog
Help us improve our website-