Ohio Home Insurance Quotes

Shopping for Ohio home insurance quotes just got easier. Fill out one quote form on HomeInsurance.com and our team of licensed agents will compare your policy with the top-rated insurance providers in the country. It's the easiest way to know you're getting the best home insurance rates in Ohio. We are now offering comparative rates on auto insurance too, which could save you even more.

Our team of licensed agents will shop for your Ohio home insurance policy and help you get the best rate on the most comprehensive coverage. And we can help you get apples-to-apples comparisons for multiple OH insurance providers.

Get the Best Home Insurance Rates in OH

Homeowners insurance premiums in Ohio were around $766.00 in April of 2013 when they decreased from $773 in March. These rates reflect average premiums on new sold policies by HomeInsurance.com. A standard policy will cover the structure of the buildings on the property, the contents of the home, liability for the homeowner(s), medical payments and loss of use expenses.

Though average Ohio homeowners insurance premiums have decreased, you should stay mindful of how much you are paying to insure your home - and where you can save. Taking advantage of discounts can keep your rates low and your coverage intact. The biggest savings can usually be found with a home-auto discount, which can save you around 20% on your Ohio policy. Other discounts may be offered for homes that have burglar alarms and deadbolt locks.

Enter your ZIP code in one of the forms above or call 1-877-295-3422 now to start getting Ohio home insurance quotes tailored to your needs. Our agents will work with multiple carriers to get you the best rates for your OH policy. They also will make sure you get every available discount. Potential discounts include the following:

• Home-auto bundle. Save up to 20% by buying both coverages from the same provider.
• Nonsmokers. Save up to 20% if no one in your households smokes.
• New home. If your home was built within the past 10 years, you could save up to 20%.
• 55 or older, retired. Save up to 20% - certain conditions apply.
• Claims-free. Save up to 20% if you haven't filed any home insurance claims within the past 10 years.
• Alarm systems. Save up to 10% if you have one. You'll need a certificate from your provider.
• Fire/smoke detectors and deadbolt locks also could mean savings.

Discounts vary widely by provider. All discounts aren't available in every state.

See what your neighbors in Ohio are paying

Curious about how much you could save on your home insurance premiums? Here are details of the last five policies written in Ohio by HomeInsurance.com agents.

Premiums vary according to square footage, location, features of the home and other factors.

Other Ohio Homeowners Resources:

• Home Insurance Calculator- How much Dwelling Coverage do you need? See average dwelling costs in Ohio
• Disaster Preparedness Guide- Make sure your home and family is protected.
• Are you qualifying for all available discounts in Ohio? Check out our list of available home insurance discounts.

Search for home insurance in your Ohio county:

Customer Reviews in Ohio

The top customer reviews on HomeInsurance.com service and savings in Ohio.

Savings: $230/year

Customer: Gregory A.

Date: Jan 13, 2012

Great service!

Springfield, OH

Savings: $215/year

Customer: Maria L.

Date: Jan 13, 2012

Great service and big savings, the agent was very, very helpful, courteous and efficient.

Hamilton, OH

Savings: $800/year

Customer: Barbara C.

Date: Sep 13, 2010

I am glad that I found this website. I talked with an insurance agent that really understood just what I needed and wanted in home and auto coverage. I am very happy with the service I received. Thanks again.

Windham, OH

Savings: $196/year

Customer: Edward R.

Date: Aug 12, 2010

Website was very easy to use. Insurance shopping has never been easier.

Cincinnati, OH

Savings: $200/year

Customer: Rosalind P.

Date: Nov 25, 2009

Would do this again, thanks.

Columbus, OH

Savings: $738/year

Customer: Margaret S.

Date: Oct 23, 2009

The process was easy and the bottom line was impressive!

University Hts, OH

Savings: $600/year

Customer: David J.

Date: Mar 23, 2009

Thanks for the follow-up and extended conversations to answer all my questions. Great Rate, too!!!

Akron, OH

Savings: $400/year

Customer: Stephen Z.

Date: Mar 18, 2009

Your price was excellent your representative who worked with me was professional. She kept in touch even when I couldn't get back with her because of flu and cold. Your company did an excellent job. Thank you.

Troy, OH

For additional information about specific insurance laws in Ohio, visit the Ohio Department of Insurance website.