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Homeowners in Pennsylvania are paying around $621.00 for home insurance as of September of 2011. Rates have increased since August when Pennsylvania homeowners insurance premiums were approximately $605.00. The rate of $621/year includes standard coverage and not flood or earthquake damage which is covered under a separate policy. Read more about flood insurance.
Average Premiums for Home Insurance In Pennsylvania |
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| Sep 2011 | Aug 2011 | Jul 2011 | Jun 2011 | May 2011 |
| $621.00 | $605.00 | $594.00 | $589.00 | $577.00 |
Since rates have increased in recent months, it's important to continue to save money and find great coverage on your Pennsylvania homeowners insurance. Be sure to review your policy with a HomeInsurance.com agent regularly to ensure that you are qualifying for all available discounts. Also, check your policy to be sure you are still getting the coverage you need for your home and family.
Standard Pennsylvania Home Insurance Coverages
| A | Dwelling: A standard Pennsylvania homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Pennsylvania home insurance policy |
| C | Contents/Personal Property: A Pennsylvania home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Pennsylvania home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Pennsylvania, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Pennsylvania MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Pennsylvania Homeowners Insurance News
- PA couple rebuilding following landslideTuesday, January 17, 2012
- PA lawmaker calls for greater sinkhole awarenessTuesday, December 20, 2011
- Amendment to Pennsylvania law would make sprinkler systems optional Monday, February 07, 2011
- Holidays a time to review home insurance policiesFriday, December 17, 2010
- Two Pennsylvania homes destroyed by blaze after firefighters hampered by lack of waterFriday, October 29, 2010
Other Pennsylvania Homeowners Resources:
- Visit our RateReport to see how Pennsylvania home insurance rates measure up against other parts of the country.
- Do you know what your home insurance covers? Visit home insurance 101 to see what your policy may and may not cover.
- Are you qualifying for all available discounts in Pennsylvania? Check out our list of available home insurance discounts.
Search for home insurance in your Pennsylvania county:
- Adams
- Allegheny
- Armstrong
- Beaver
- Bedford
- Berks
- Blair
- Bradford
- Bucks
- Butler
- Cambria
- Cameron
- Carbon
- Centre
- Chester
- Clarion
- Clearfield
- Clinton
- Columbia
- Crawford
- Cumberland
- Dauphin
- Delaware
- Elk
- Erie
- Fayette
- Forest
- Franklin
- Fulton
- Greene
- Huntingdon
- Indiana
- Jefferson
- Juniata
- Lackawanna
- Lancaster
- Lawrence
- Lebanon
- Lehigh
- Luzerne
- Lycoming
- Mckean
- Mercer
- Mifflin
- Monroe
- Montgomery
- Montour
- Northampton
- Northumberland
- Perry
- Philadelphia
- Pike
- Potter
- Schuylkill
- Snyder
- Somerset
- Sullivan
- Susquehanna
- Tioga
- Union
- Venango
- Warren
- Washington
- Wayne
- Westmoreland
- Wyoming
- York
Customer Reviews in Pennsylvania
For additional information about specific insurance laws in Pennsylvania, visit the Pennsylvania Insurance Department website.
