Finding competitive, low cost homeowner insurance quotes in Pennsylvania does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive Pennsylvania home insurance coverage. Rest assured knowing our team of Pennsylvania licensed insurance consultants are standing by to give you top notch advice on homeowners insurance coverages and rates in your area.
The average Pennsylvania homeowner insurance rate in July 2010 was $562.00. It appears that rates have increased since June 2010 when average rates in Pennsylvania were around $557.00.
Average Premiums for Home Insurance In Pennsylvania |
||||
| Jul 2010 | Jun 2010 | May 2010 | Apr 2010 | Mar 2010 |
| $562.00 | $557.00 | $565.00 | $573.00 | $576.00 |
Since rates have increased in recent months, it’s important to continue to save money and find great coverage on your Pennsylvania homeowners insurance. Be sure to review your home insurance policy with your local Pennsylvania insurance agent regularly to ensure that you are qualifying for all available discounts. Also, check your Pennsylvania homeowner insurance policy to be sure you are still getting the coverage you need for your home and family.
Standard Pennsylvania Home Insurance Coverages
| A | Dwelling: A standard Pennsylvania homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Pennsylvania home insurance policy |
| C | Contents/Personal Property: A Pennsylvania home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Pennsylvania home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Pennsylvania, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Pennsylvania MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Pennsylvania Homeowners Insurance News
- Some dog breeds bring home insurance implicationsThursday, July 15, 2010
- Two more states receive FEMA aid Tuesday, April 20, 2010
Other Pennsylvania Homeowners Resources:
- Home Insurance Quiz- How much do you know about your Pennsylvania home insurance policy? Quiz yourself!
- home insurance Calculator- How much Dwelling Coverage do you need? See average dwelling costs in Pennsylvania
- Pennsylvania Home Inventory Checklist- Download and Print our home inventory checklist for free.
Search for home insurance in your Pennsylvania county:
- Adams
- Allegheny
- Armstrong
- Beaver
- Bedford
- Berks
- Blair
- Bradford
- Bucks
- Butler
- Cambria
- Cameron
- Carbon
- Centre
- Chester
- Clarion
- Clearfield
- Clinton
- Columbia
- Crawford
- Cumberland
- Dauphin
- Delaware
- Elk
- Erie
- Fayette
- Forest
- Franklin
- Fulton
- Greene
- Huntingdon
- Indiana
- Jefferson
- Juniata
- Lackawanna
- Lancaster
- Lawrence
- Lebanon
- Lehigh
- Luzerne
- Lycoming
- Mckean
- Mercer
- Mifflin
- Monroe
- Montgomery
- Montour
- Northampton
- Northumberland
- Perry
- Philadelphia
- Pike
- Potter
- Schuylkill
- Snyder
- Somerset
- Sullivan
- Susquehanna
- Tioga
- Union
- Venango
- Warren
- Washington
- Wayne
- Westmoreland
- Wyoming
- York
For additional information about specific insurance laws in Pennsylvania, visit the Pennsylvania Insurance Department website.
Twitter
Linkedin
Facebook
Blog
Help us improve our website-