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Call Us Now: Shopping for home insurance in Berkeley County doesn't have to be a chore. At HomeInsurance.com, you can compare up to 4 comparative insurance quotes for your South Carolina home. Homeowners in the area are currently paying $726.00/year for home insurance. Are you getting all available discounts?
We shop the leading insurance companies in the nation rated 'A' or better by A.M. Best Company including Travelers, Safeco, The Hartford, ASI/Ark Royal, Foremost and Progressive.
For home insurance quotes in Berkeley County, select your city below:
Home Insurance Discounts in Berkeley County
- Retiree Discount: If you are retired, 55 or older and your home is your primary resident, you may be eligible for up to 20% off your Berkeley County homeowners policy.
- New Home Discount: If your Berkeley County home has been built within the past 10 years you may be eligible for up to 20% off your homeowners premium. Ask your agent if you qualify!
- Non-Smokers Discount: Because of the high number of dwelling fires caused by tobacco products, we offer 10% off of your policy if you and your family are smoke-free.
Why You Pay What You Do in Berkeley County
South Carolina homeowners insurance rates vary for many reasons from one county to the next in South Carolina. And with over 142,651 residents in Berkeley County (with an average household income of $40,970) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.
One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Berkeley County are around $83 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Berkeley County is $114,550.)
Rates in the area may also be affected by the amount of liability coverage you choose to include in your Berkeley County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Berkeley County is home to 2.83 people, so it’s important to make sure you are all protected by liability insurance.
Get the best rates on Berkeley County homeowners insurance by filling out a free quote form and talking with a licensed agent in your area today.
