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Call Us Now: At HomeInsurance.com you can compare up to four homeowners insurance quotes with the leading providers in the country. Our team of licensed consultants will shop your Utah home insurance policy to make sure you are getting the best rate on the most comprehensive coverage. Qualify for discounts and then sit back, relax while we take care of the rest.
Homeowners in Utah are paying around $441.00 for home insurance as of September of 2011. Rates have increased since August when Utah homeowners insurance premiums were approximately $437.00. The rate of $441/year includes standard coverage and not flood or earthquake damage which is covered under a separate policy. Read more about flood insurance.
Average Premiums for Home Insurance In Utah |
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| Sep 2011 | Aug 2011 | Jul 2011 | Jun 2011 | May 2011 |
| $441.00 | $437.00 | $428.00 | $478.00 | $486.00 |
Since rates have increased in recent months, it's important to continue to save money and find great coverage on your Utah homeowners insurance. Be sure to review your policy with a HomeInsurance.com agent regularly to ensure that you are qualifying for all available discounts. Also, check your policy to be sure you are still getting the coverage you need for your home and family.
Standard Utah Home Insurance Coverages
| A | Dwelling: A standard Utah homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Utah home insurance policy |
| C | Contents/Personal Property: A Utah home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Utah home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Utah, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Utah MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Utah Homeowners Insurance News
- Northern Utah homeowners brace for flood Tuesday, May 31, 2011
- Utah fire could cause home insurance claim for almost half a millionTuesday, November 02, 2010
- Fire in unoccupied Utah home causes $50,000 in damageMonday, October 11, 2010
- Runaway truck slams into Utah homeThursday, September 30, 2010
Other Utah Homeowners Resources:
- Home Insurance Quiz- How much do you know about your Utah home insurance policy? Quiz yourself!
- Homeowners Insurance Calculator- How much Dwelling Coverage do you need? See average dwelling costs in Utah
- Utah Home Inventory Checklist- Download and Print our home inventory checklist for free.
Search for home insurance in your Utah county:
Customer Reviews in Utah
For additional information about specific insurance laws in Utah, visit the Utah State Insurance Department website.
