Finding competitive, low cost home insurance quotes in Utah does not have to be a chore. At HomeInsurance.com, you can fill out one form to get a low rate on comprehensive Utah home insurance coverage. Rest assured knowing our team of Utah licensed insurance consultants are standing by to give you top notch advice on homeowners insurance coverages and rates in your area.
The average Utah home insurance rate in July 2010 was $535.00. It appears that rates have increased since June 2010 when average rates in Utah were around $459.00.
Average Premiums for Home Insurance In Utah |
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| Jul 2010 | Jun 2010 | May 2010 | Apr 2010 | Mar 2010 |
| $535.00 | $459.00 | $434.00 | $434.00 | $449.00 |
Since rates have increased in recent months, it’s important to continue to save money and find great coverage on your Utah homeowners insurance. Be sure to review your home insurance policy with your local Utah insurance agent regularly to ensure that you are qualifying for all available discounts. Also, check your Utah homeowner insurance policy to be sure you are still getting the coverage you need for your home and family.
Standard Utah Home Insurance Coverages
| A | Dwelling: A standard Utah homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Utah home insurance policy |
| C | Contents/Personal Property: A Utah home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Utah home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Utah, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Utah MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Other Utah Homeowners Resources:
- Home Insurance Quiz- How much do you know about your Utah home insurance policy? Quiz yourself!
- homeowner insurance Calculator- How much Dwelling Coverage do you need? See average dwelling costs in Utah
- Utah Home Inventory Checklist- Download and Print our home inventory checklist for free.
Search for home insurance in your Utah county:
For additional information about specific insurance laws in Utah, visit the Utah State Insurance Department website.
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