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Call Us Now: At HomeInsurance.com you can compare up to four homeowners insurance quotes with the leading providers in the country. Our team of licensed consultants will shop your Vermont home insurance policy to make sure you are getting the best rate on the most comprehensive coverage. Qualify for discounts and then sit back, relax while we take care of the rest.
Homeowners in Vermont are paying around $573.00 for home insurance as of December of 2011. Rates have increased since November when Vermont homeowners insurance premiums were approximately $549.00. The rate of $573/year includes standard coverage and not flood or earthquake damage which is covered under a separate policy. Read more about flood insurance.
Average Premiums for Home Insurance In Vermont |
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| Dec 2011 | Nov 2011 | Oct 2011 | Sep 2011 | Aug 2011 |
| $573.00 | $549.00 | $546.00 | $556.00 | $558.00 |
Since average Vermont homeowners insurance premiums have increased, you should stay mindful of how much you are paying to insure your home. Taking advantage of discounts can make sure your rates stay low while keeping your coverage intact. The biggest savings can usually be found with a home-auto discount which can save you around 20% on your Vermont policy. Other discounts may be offered for homes that have burglar alarms and deadbolt locks.
Standard Vermont Home Insurance Coverages
| A | Dwelling: A standard Vermont homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Vermont home insurance policy |
| C | Contents/Personal Property: A Vermont home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Vermont home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Vermont, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Vermont MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Vermont Homeowners Insurance News
- Vermont deals with immense floods in Irene's wakeMonday, August 29, 2011
Other Vermont Homeowners Resources:
- Disaster Preparedness Guide- Make sure your home and family is protected.
- See the most popular Frequently Asked Questions by other homeowners.
- Visit the Homeowners Blog to read the latest news affecting homeowners today!
Search for home insurance in your Vermont county:
Customer Reviews in Vermont
For additional information about specific insurance laws in Vermont, visit the Vermont Department of Banking, Insurance, Securities, & Health Care Administration website.
