Kitsap County homeowners have specific needs when it comes to shopping for a home insurance policy. Did you know that Kitsap County homeowners pay $603.00/year for home insurance coverage? That's why we make it our job to find you the best rates and most comprehensive coverage in Washington.
At HomeInsurance.com, we can compare your rates with up to four leading providers including Travelers, Safeco, The Hartford, Foremost, ASI/Ark Royal and Progressive.
Get home insurance quotes now by selecting your Kitsap County city below:
Homeowners Insurance Discounts in Kitsap County
- Smoke Alarm Discount: Kitsap County homeowners may be able to save up to 15% on home insurance with a smoke alarm discount.
- New Home Discount: If your Kitsap County home has been built within the past 10 years you may be eligible for up to 20% off your homeowners premium. Ask your agent if you qualify!
- Home-Auto Discount: Our best savings yet- homeowners in Kitsap County who combine their home and auto insurance policies with the same carrier typically save up to $556/year.
Why You Pay What You Do in Kitsap County
Washington homeowners insurance rates vary for many reasons from one county to the next in Washington. And with over 231,969 residents in Kitsap County (with an average household income of $46,343) we know how much time you all spend shopping for the best quotes available. But don’t let shopping for home insurance become a chore. Fill out one easy quote form, starting with your zip code, and let us shop for you.
One of the top factors affecting your home insurance premium is the amount of dwelling coverage you need. Dwelling coverage is calculated by multiplying the square footage of your home by the average building costs in your area. (Figure, on average, building costs in Kitsap County are around $122 per square foot.) Dwelling coverage should not be confused with your home’s market value, which includes land value and is the value of your home if it were listed for sale. (The average home value in Kitsap County is $156,724.)
Rates in the area may also be affected by the amount of liability coverage you choose to include in your Kitsap County homeowners insurance policy. Liability coverage protects you and your family against lawsuits. The average household in Kitsap County is home to 2.58 people, so it’s important to make sure you are all protected by liability insurance.
Get the best rates on Kitsap County homeowners insurance by filling out a free quote form and talking with a licensed agent in your area today.

