Washington Home Insurance Quotes

Washington homeowners insurance information including savings tips and rate trends.

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Washington home insurance today.

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At HomeInsurance.com you can compare up to four home insurance quotes with the leading providers in the country. Our team of licensed consultants will shop your Washington homeowners insurance policy to make sure you are getting the best rate on the most comprehensive coverage. Qualify for discounts and then sit back, relax while we take care of the rest.

The average Washington home insurance rate in December 2011 was $603.00. It appears that rates have increased since November 2011 when average rates in Washington were around $588.00. These premiums reflect the annual cost of a standard home policy and do not include flood insurance or earthquake insurance.

Average Premiums for Home Insurance In Washington
Dec 2011Nov 2011Oct 2011Sep 2011Aug 2011
$603.00$588.00$581.00$569.00$559.00

There are a lot of discounts for Washington homeowners that can help you save on your home insurance premium. Customers often report the biggest savings from home-auto discounts which save them, on average, 15-25% on their Washington home insurance policy. Other discounts include security alarm and claims free discounts. The Insurance Information Institute also recommends reviewing your policy regularly to make sure your home is always adequately covered. It's also a good idea to ask a licensed agent to review your policy to make sure you aren't missing anything.

Standard Washington Home Insurance Coverages

Coverage
A

Dwelling: A standard Washington homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril

B

Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Washington home insurance policy

C

Contents/Personal Property: A Washington home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings.

D

Loss of Use: If your Washington home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home.

E

Personal Liability Protection: In Washington, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property.

F

Medical Payments: Medical Payments coverage, or Washington MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved.

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Customer Reviews in Washington

The top 8 customer reviews on HomeInsurance.com service and savings in Washington.
4 Star Rating
Savings: $400/year
Customer: Mark E.
Date: Jan 26, 2010
Thanks for saving me money. Wish I had done this years ago!
Olympia, WA
4 Star Rating
Savings: $400/year
Customer: Rick G.
Date: Jan 21, 2010
Your website does a lot to keep insurance rates competitive! Thanks!
Arlington, WA
4 Star Rating
Savings: $300/year
Customer: Robert M.
Date: Jan 20, 2010
Great service!
Tacoma, WA
4 Star Rating
Savings: $220/year
Customer: Charles W.
Date: Nov 23, 2009
I saved $220.00 on my homeowners insurance and it was easy!
Tacoma, WA
4 Star Rating
Savings: $1200/year
Customer: Jon W.
Date: Oct 05, 2009
This is a great find. First I saved a lot of money on my car insurance. Now a bundle on my house insurance. Thanks for your great service.
Leavenworth, WA
4 Star Rating
Savings: $350/year
Customer: Karen N.
Date: Sep 16, 2009
Saved me quite a bit! $350 to be exact!
Tacoma, WA
4 Star Rating
Savings: $300/year
Customer: Karen N.
Date: Sep 16, 2009
Saved me quite a bit! Thanks!
Tacoma, WA
4 Star Rating
Savings: $650/year
Customer: Bahram K.
Date: Jun 09, 2009
Thanks for saving me money.
Mukilteo, WA

For additional information about specific insurance laws in Washington, visit the Washington Department of Insurance website.

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