West Virginia Home Insurance Quotes

West Virginia home insurance shoppers face unique challenges - and HomeInsurance.com understands that. Here, you can compare up to six home insurance quotes with the leading providers in the country. Our team of licensed consultants will shop your West Virginia Home insurance policy to make sure you are getting the best rate on the most comprehensive coverage. Qualify for discounts and then sit back, relax, and let us take care of the rest.

Our team of licensed agents will shop for your West Virginia home insurance policy and help you get the best rate on the most comprehensive coverage. And we can help you get apples-to-apples comparisons for multiple WV insurance providers.

Get the Best Home Insurance Rates in WV

The average West Virginia home insurance rate in April 2013 was $986.00. It appears that rates have decreased since March when average rates in West Virginia were around $997.00. This reflects the annual cost of a standard home policy and does not include flood insurance or earthquake insurance.

Average Premiums for Home Insurance In West Virginia
Apr 2013	Mar 2013	Feb 2013	Jan 2013	Dec 2012
$986.00	$997.00	$918.00	$0.00	$913.00

Though average West Virginia homeowners insurance premiums have decreased, you should stay mindful of how much you are paying to insure your home - and where you can save. Taking advantage of discounts can keep your rates low and your coverage intact. The biggest savings can usually be found with a home-auto discount, which can save you around 20% on your West Virginia policy. Other discounts may be offered for homes that have burglar alarms and deadbolt locks.

Enter your ZIP code in one of the forms above or call 1-877-919-5198 now to start getting West Virginia home insurance quotes tailored to your needs. Our agents will work with multiple carriers to get you the best rates for your WV policy. They also will make sure you get every available discount. Potential discounts include the following:

• Home-auto bundle. Save up to 20% by buying both coverages from the same provider.
• Nonsmokers. Save up to 20% if no one in your households smokes.
• New home. If your home was built within the past 10 years, you could save up to 20%.
• 55 or older, retired. Save up to 20% - certain conditions apply.
• Claims-free. Save up to 20% if you haven't filed any home insurance claims within the past 10 years.
• Alarm systems. Save up to 10% if you have one. You'll need a certificate from your provider.
• Fire/smoke detectors and deadbolt locks also could mean savings.

Discounts vary widely by provider. All discounts aren't available in every state.

See what your neighbors in West Virginia are paying

Curious about how much you could save on your home insurance premiums? Here are details of the last five policies written in West Virginia by HomeInsurance.com agents.

Premiums vary according to square footage, location, features of the home and other factors.

	Home 1	Home 2	Home 3	Home 4	Home 5
Premium Amount	$1,788	$991	$740	$713	$680
Premium with Auto Discount	$1,520†	$991	$740	$606†	$680
Carrier	Foremost	Foremost	Foremost	Foremost	Hartford
Zip	25601	25320	26570	25311	26059
Year Built			1957	1932	1985
Foundation type					Crawl Space
Lot Size	N/A	N/A	N/A	N/A	N/A
Square Feet	N/A	N/A	N/A	N/A	N/A
Bedrooms	N/A	N/A	N/A	N/A	N/A
Bathrooms	N/A	N/A	N/A	N/A	N/A
Discounts	Dead Bolt Smoke Detector Burglar Alarm Fire Alarm	Dead Bolt Smoke Detector Burglar Alarm Fire Alarm	Dead Bolt Smoke Detector Burglar Alarm Fire Alarm	Dead Bolt Smoke Detector Burglar Alarm Fire Alarm	Dead Bolt Smoke Detector Burglar Alarm Fire Alarm
Primary Heat Source			Central Electric	Central Gas	Central Gas

† Estimate if the homeowner had bundled coverages.

Other West Virginia Homeowners Resources:

• Home Insurance Quiz- How much do you know about your West Virginia home insurance policy? Quiz yourself!
• Homeowners Insurance Calculator- How much Dwelling Coverage do you need? See average dwelling costs in West Virginia
• West Virginia Home Inventory Checklist- Download and Print our home inventory checklist for free.

Search for home insurance in your West Virginia county:

For additional information about specific insurance laws in West Virginia, visit the West Virginia Insurance Commission website.