At HomeInsurance.com you can compare up to four home insurance quotes with the leading providers in the country. Our team of licensed consultants will shop your Wisconsin home insurance policy to make sure you are getting the best rate on the most comprehensive coverage. Qualify for discounts and then sit back, relax while we take care of the rest.
Homeowners in Wisconsin are paying around $644.00 for home insurance as of September of 2011. Rates have increased since August when Wisconsin homeowners insurance premiums were approximately $622.00. The rate of $644/year includes standard coverage and not flood or earthquake damage which is covered under a separate policy. Read more about flood insurance.
Average Premiums for Home Insurance In Wisconsin |
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| Sep 2011 | Aug 2011 | Jul 2011 | Jun 2011 | May 2011 |
| $644.00 | $622.00 | $602.00 | $591.00 | $580.00 |
Since rates have increased in recent months, it's important to continue to save money and find great coverage on your Wisconsin homeowners insurance. Be sure to review your policy with a HomeInsurance.com agent regularly to ensure that you are qualifying for all available discounts. Also, check your policy to be sure you are still getting the coverage you need for your home and family.
Standard Wisconsin Home Insurance Coverages
| A | Dwelling: A standard Wisconsin homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril |
| B | Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Wisconsin home insurance policy |
| C | Contents/Personal Property: A Wisconsin home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings. |
| D | Loss of Use: If your Wisconsin home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home. |
| E | Personal Liability Protection: In Wisconsin, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property. |
| F | Medical Payments: Medical Payments coverage, or Wisconsin MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved. |
Wisconsin Homeowners Insurance News
- Winds escalated home fire in Wisconsin Monday, June 06, 2011
- Spring season increases risk for tree damage Friday, April 15, 2011
- Rare earthquake rattles Central IndianaThursday, December 30, 2010
- Risk of ice dams following heavy snowsWednesday, December 29, 2010
- Some Wisconsinites will be ineligible for individual FEMA flood insurance aidFriday, October 22, 2010
Other Wisconsin Homeowners Resources:
- Disaster Preparedness Guide- Make sure your home and family is protected.
- See the most popular Frequently Asked Questions by other homeowners.
- Visit the Homeowners Blog to read the latest news affecting homeowners today!
Search for home insurance in your Wisconsin county:
- Adams
- Ashland
- Barron
- Bayfield
- Brown
- Buffalo
- Burnett
- Calumet
- Chippewa
- Clark
- Columbia
- Crawford
- Dane
- Dodge
- Door
- Douglas
- Dunn
- Eau Claire
- Florence
- Fond Du Lac
- Forest
- Grant
- Green
- Green Lake
- Iowa
- Iron
- Jackson
- Jefferson
- Juneau
- Kenosha
- Kewaunee
- La Crosse
- Lafayette
- Langlade
- Lincoln
- Manitowoc
- Marathon
- Marinette
- Marquette
- Menominee
- Milwaukee
- Monroe
- Oconto
- Oneida
- Outagamie
- Ozaukee
- Pepin
- Pierce
- Polk
- Portage
- Price
- Racine
- Richland
- Rock
- Rusk
- Saint Croix
- Sauk
- Sawyer
- Shawano
- Sheboygan
- Taylor
- Trempealeau
- Vernon
- Vilas
- Walworth
- Washburn
- Washington
- Waukesha
- Waupaca
- Waushara
- Winnebago
- Wood
Customer Reviews in Wisconsin
For additional information about specific insurance laws in Wisconsin, visit the Wisconsin Office of the Insurance Commissioner website.

