Wisconsin Home Insurance Quotes
Wisconsin home insurance shoppers face unique challenges - and HomeInsurance.com understands that. Here, you can compare up to six home insurance quotes with the leading providers in the country. Our team of licensed consultants will shop your Wisconsin Home insurance policy to make sure you are getting the best rate on the most comprehensive coverage. Qualify for discounts and then sit back, relax, and let us take care of the rest.
Our team of licensed agents will shop for your Wisconsin home insurance policy and help you get the best rate on the most comprehensive coverage. And we can help you get apples-to-apples comparisons for multiple WI insurance providers.
Get the Best Home Insurance Rates in WI
Homeowners in Wisconsin are paying around $648.00 for home insurance as of April of 2013. Rates have decreased since March when Wisconsin homeowners insurance premiums were approximately $652.00. The rate of $648/year reflects standard coverage and does not include flood or earthquake damage which is covered under a separate policy. Read more about flood insurance.
Average Premiums for Home Insurance In Wisconsin
|Apr 2013||Mar 2013||Feb 2013||Jan 2013||Dec 2012|
Though rates have decreased in recent months, it's important to continue to save money and find great coverage on your Wisconsin homeowners insurance. Be sure to review your policy with a HomeInsurance.com agent regularly to ensure that you are qualifying for all available discounts. Also, check your policy to be sure you are still getting the coverage you need for your home and family.
Enter your ZIP code in one of the forms above or call 1-877-919-5198 now to start getting Wisconsin home insurance quotes tailored to your needs. Our agents will work with multiple carriers to get you the best rates for your WI policy. They also will make sure you get every available discount. Potential discounts include the following:
- Home-auto bundle. Save up to 20% by buying both coverages from the same provider.
- Nonsmokers. Save up to 20% if no one in your households smokes.
- New home. If your home was built within the past 10 years, you could save up to 20%.
- 55 or older, retired. Save up to 20% - certain conditions apply.
- Claims-free. Save up to 20% if you haven't filed any home insurance claims within the past 10 years.
- Alarm systems. Save up to 10% if you have one. You'll need a certificate from your provider.
- Fire/smoke detectors and deadbolt locks also could mean savings.
Discounts vary widely by provider. All discounts aren't available in every state.
See what your neighbors in Wisconsin are paying
Curious about how much you could save on your home insurance premiums? Here are details of the last five policies written in Wisconsin by HomeInsurance.com agents.
Premiums vary according to square footage, location, features of the home and other factors.
|Home 1||Home 2||Home 3||Home 4||Home 5|
|Premium with Auto Discount||$519||$595||$624||$644||$1,042|
|Discounts|| || || || || |
|Primary Heat Source||Central Gas||Central Gas||Central Oil|
Standard Wisconsin Home Insurance Coverages
Dwelling: A standard Wisconsin homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril
Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Wisconsin home insurance policy
Contents/Personal Property: A Wisconsin home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings.
Loss of Use: If your Wisconsin home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home.
Personal Liability Protection: In Wisconsin, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property.
Medical Payments: Medical Payments coverage, or Wisconsin MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved.
Wisconsin Homeowners Insurance News
Winds escalated home fire in Wisconsin Monday, June 06, 2011
Spring season increases risk for tree damage Friday, April 15, 2011
Rare earthquake rattles Central IndianaThursday, December 30, 2010
Risk of ice dams following heavy snowsWednesday, December 29, 2010
Some Wisconsinites will be ineligible for individual FEMA flood insurance aidFriday, October 22, 2010
Other Wisconsin Homeowners Resources:
- Disaster Preparedness Guide- Make sure your home and family is protected.
- See the most popular Frequently Asked Questions by other Wisconsin homeowners.
- Visit the Homeowners Blog to read the latest news affecting Wisconsin homeowners today!
Search for home insurance in your Wisconsin county:
- Eau Claire
- Fond du Lac
- Green Lake
- La Crosse
- Saint Croix
Customer Reviews in Wisconsin
For additional information about specific insurance laws in Wisconsin, visit the Wisconsin Office of the Insurance Commissioner website.