Home Insurance Premiums by State

American Home Insurance Rates Vary per State

Homeowners insurance premiums in America vary from state to state. This is caused because of specific needs of homeowners in particular regions of the U.S. and the frequency of catastrophic disasters in different areas. See what the average homeowner is paying your state by selecting the link to your state of residence below. For specific home insurance quotes for your home, select your state of residence on the map and enter your zip code.

Interactive Map

Please choose a state to review your average home insurance premium.

*These rates are average rates per state provided by the National Association of Insurance Commissioners (2007). For an actual rate please contact an HomeInsurance.com agent.

Home Insurance Premiums Per State

Alabama • Alaska • Arizona • Arkansas • California • Colorado • Connecticut • Delaware • District of Columbia • Florida • Georgia • Hawaii • Idaho • Illinois • Indiana • Iowa • Kansas • Kentucky • Louisiana • Maine • Maryland • Massachusetts • Michigan • Minnesota • Mississippi • Missouri • Montana • Nebraska • Nevada • New Hampshire • New Jersey • New Mexico • New York • North Carolina • North Dakota • Ohio • Oklahoma • Oregon • Pennsylvania • Rhode Island • South Carolina • South Dakota • Tennessee • Texas • Utah • Vermont • Virginia • Washington • West Virginia • Wisconsin • Wyoming