Arkansas Auto Insurance Quotes- Car Insurance Rates in AR.

Auto insurance premiums in Arkansas ranks #18 in the country for least expensive auto insurance rates in the U.S. At HomeInsurance.com, we have partnered with some of the top insurance companies in the country such as Travelers, Safeco, The Hartford and Foremost to find the best coverages and rates for your Arkansas car insurance policy.

The annual premium is comprised of liability coverage, collision coverage and comprehensive coverage. On average, AR drivers spend about $387 each year on liability coverage in addition to $291/year on collision coverage and $161 on comprehensive coverage.

State Car Insurance Requirements for Arkansas

Drivers in Arkansas are required by state law to carry a minimum of $15,000 in bodily injury liability coverage with a maximum of $30,000 worth of coverage per accident. Bodily injury liability coverage provides for lost wages, funeral expenses and medical expenses in the event you are involved in accident where injuries are sustained.

Arkansas drivers also must have a minimum of $10,000 in property damage liability coverage for any owned vehicle. This coverage covers damages to private and public property damaged in an accident.

Arkansas Coverage & Recommendations

For adequate auto insurance coverage in Arkansas, our auto insurance agents recommend that you carry the following types of coverage:

• Uninsured/Underinsured Motorist Coverage- a type of insurance which pays for the damages caused by uninsured and underinsured drivers.
• Comprehensive and Collision Coverage- a type of insurance coverage which pays for damages caused by storms and other natural disasters

Auto Insurance Rate Changes in Arkansas

Arkansas average expenditure in 2005 was $694, the average car insurance rate change from 2005 to 2006 in Arkansas was (-1.4).

For the best rates on auto insurance, fill out an auto insurance quote request now and get competitive rate quotes in Arkansas. Or, call one of our licensed auto insurance agents at 1-877-506-9466.