#1
I am male.
I am female.
Sorry guys! Young men generally pay higher auto insurance premiums than women.
It’s your lucky day! Women typically pay less for car insurance than men.
#2
I am unmarried
I am married
Married folks typically save more on auto insurance because they take advantage of a multi-car discount.
Good News for you! Married couples typically pay less for their auto insurance. If you haven’t combined policies yet- call your agent today
#3
I'm under the age of 25
I'm 25 years of age or older
Drivers under 25 typically pay more for their auto insurance. You should see a slight decrease in your rates when you turn 25.
Good News! Drivers over 25 years old typically pay less for their car insurance than those under 25.
#4
I sometimes drive after drinking alcohol
I never operate a motor vehicle after consuming alcohol
Uh oh! Be careful- not only is drinking and driving unsafe- but many insurance companies will drop a driver who has been cited for a DUI. A DUI could also double or triple your premium!
The best way to avoid a DUI is to never drink and drive- but you already know that!
#5
I never exceed the posted speed limit
I occasionally/often disobey local speed signs
Fewer the tickets, lower the rates. Good for you!
Slow Down! Speeding tickets and other traffic violations will increase your car insurance rates.
#6
I earn excellent grades in school
My grades leave some room for improvement
Good for you! Many auto insurance companies will reward students with a Good Student Discount.
Hit the books! Many auto insurance companies will reward students for having an A or B overall average.
#7
I've been involved in a few accidents
I have never been involved in a car accident
While accidents will typically be dropped from your record in about 2 years- you could see an increase in your premium in the meantime.
Staying safe on the road and avoiding accidents is a great way to ensure low rates on your auto insurance.
#8
I'm a relatively new driver
I've been driving for over 7 years
Keep your driving record clean. Experienced drivers with clean records are usually rewarded on their auto insurance rates.
The time you’ve spent behind the wheel should be paying off. Experienced drivers with clean records are usually rewarded on their auto insurance rates.
#9
I drive about 50 miles every day
I drive about 15 miles everyday
Try to cut down on your mileage by biking or taking advantage of mass transit. The more miles you drive on a daily basis- the higher your rates.
Good for you! Driving less than 15 miles/day greatly reduces your car insurance rates.
#10
I have successfully passed a defensive driving course
I have never taken a defensive driving course
Great Job! You may be eligible for a Defensive Driver discount for completing a defensive driving course.
You might want to consider it. You can get a break on your insurance premium for completing a defensive driving course.
#11
My car has the minimum safety features
My vehicle has all available safety features like side airbags and ABS brakes
Consider installing a security alarm as it may save you up to 15% or more on your auto insurance.
Being safe will pay off-Safety features and alarms can reduce your auto insurance rates.
#12
I insure my home and auto with different companies
I get all insurance coverages from one company
Package your policies and you will save with a Home-Auto Discount- sometimes up to 25% off!
You are probably already saving a bundle by combining your policies- good for you!
#13
I live in a highly populated urban area
I live in a small suburb or a rural area
It has been found that Drivers who live in large cities pay more for auto insurance
If you live in a small suburban or rural area you will typically pay less for auto insurance
#14
I drive an expensive, popular model vehicle
I drive a moderately priced, not so popular model car
Popular cars are more likely to be stolen and are subsequently more expensive to insure.
You are a less likely target for car thieves which means you might save some money on your insurance.
Reset Form
Twitter
Linkedin
Facebook
Blog
Help us improve our website-send us feedback