Massachusetts Auto Insurance Quotes

At HomeInsurance.com, our customers know that we are not just home insurance. We offer some of the most competitive auto insurance rates and home and auto insurance discounts available. Finally, finding competitive, low cost car insurance quotes in Massachusetts does not have to be a chore. Fill out one form and our licensed agents will match you with the Massachusetts auto insurance provider that offers the best rate for your vehicle and your drivers.

The average Massachusetts car insurance rate in 2007 was $981.00. It appears that rates have increased over the past 3 years, so make sure you shop your Massachusetts auto insurance policy today.

Since rates have increased in recent months, it’s important to continue to save money and find great coverage on Massachusetts auto insurance. Be sure to ask your Massachusetts car insurance agent about a Home-Auto Discount which can save you up to 25% or more on your home and auto insurance. Also, check your coverages on a regular basis to make sure you have enough auto insurance coverage in the event of a accident or other claim.

Massachusetts Auto Insurance Coverage Requirements

Bodily Injury: Massachusetts drivers are required by law to carry a minimum of $20,000 of bodily injury coverage with a maximum of $40,000 per accident. Bodily injury coverage provides for lost wages, funeral expenses and medical expenses in the event of an accident where injuries are sustained.

Property Damage: Drivers in Massachusetts must carry a minimum of $5,000 in property damage liability coverage for every owned vehicle. This coverage protects drivers from damages caused to private and public property damaged in an accident.

Massachusetts Recommended Coverages

• Uninsured/Underinsured Motorist Coverage- a type of insurance which pays for the damages caused by uninsured and underinsured drivers.
• Comprehensive and Collision Coverage- a type of insurance coverage which pays for damages caused by storms and other natural disasters

Another way to save money on Massachusetts car insurance premiums is to take advantage of auto insurance discounts that can save you money in your area. Read more about the Massachusetts Home-Auto Discount.

Auto Insurance Tools and Tips:

• Auto Insurance Quiz- Why do you really pay what you do for auto insurance? Quiz yourself!
• Teen Driver Contract- Download our free teen driver contract and start protecting your teens on the road today.
• Car Insurance RateReport: See how your premiums add up against other drivers in the country with our interactive RateReport map.

Massachusetts Most Stolen Vehicles

Some specific vehicle models are known for being more commonly stolen than others. Owning one of these vehicles may affect your auto insurance rates. Check out the most commonly stolen vehicles in Massachusetts:

The Top 10 Most Stolen Vehicles in Massachusetts

Rank	Year	Vehicle
1	2000	Honda Civic
2	1994	Honda Accord
3	1991	Toyota Camry
4	1995	Acura Integra
5	1999	Jeep Cherokee/Grand Cherokee
6	2006	Toyota Corolla
7	1997	Ford Taurus
8	2000	Dodge Caravan
9	1997	Ford Explorer
10	1993	Oldsmobile Cutlass

Source: © 2007 National Insurance Crime Bureau.

Shop HomeInsurance.com for the lowest rates and best coverage for your vehicles. Simply enter your zip code above to start your customized car insurance quote and let our auto insurance agents qualify you for all available discounts in Massachusetts.

For additional information about specific auto insurance laws in Massachusetts, visit the Massachusetts Division of Insurance website.