At HomeInsurance.com, our customers know that we are not just home insurance. We offer some of the most competitive auto insurance rates and home and auto insurance discounts available. Finally, finding competitive, low cost car insurance quotes in New Hampshire does not have to be a chore. Fill out one form and our licensed agents will match you with the New Hampshire auto insurance provider that offers the best rate for your vehicle and your drivers.
Did you know? The average New Hampshire auto insurance premium in December 2011 was $1,163.00 for a 12-month policy. It appears that rates have decreased since November 2011 when average rates in New Hampshire were around $1,173.00 for a 12-month policy.
Average Premiums for Auto Insurance In New Hampshire |
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| Dec 2011 | Nov 2011 | Oct 2011 | Sep 2011 | Aug 2011 |
| $1162..00 | $1172..00 | $1201..00 | $1205.00 | $1206.00 |
Though rates have decreased in recent months, it’s important to continue to save money and find great coverage on New Hampshire auto insurance. Be sure to ask your New Hampshire car insurance agent about a Home-Auto Discount which can save you up to 25% or more on your home and auto insurance. Also, check your coverages on a regular basis to make sure you have enough auto insurance coverage in the event of a accident or other claim.
New Hampshire Auto Insurance Coverage Requirements
Bodily Injury: New Hampshire drivers are required by law to carry a minimum of $15,000 of bodily injury coverage with a maximum of $30,000 per accident. Bodily injury coverage provides for lost wages, funeral expenses and medical expenses in the event of an accident where injuries are sustained.
Property Damage: Drivers in New Hampshire must carry a minimum of $5,000 in property damage liability coverage for every owned vehicle. This coverage protects drivers from damages caused to private and public property damaged in an accident.
New Hampshire Recommended Coverages
- Uninsured/Underinsured Motorist Coverage- a type of insurance which pays for the damages caused by uninsured and underinsured drivers.
- Comprehensive and Collision Coverage- a type of insurance coverage which pays for damages caused by storms and other natural disasters
Another way to save money on New Hampshire car insurance premiums is to take advantage of auto insurance discounts that can save you money in your area. Read more about the New Hampshire Home-Auto Discount.
Auto Insurance Tools and Tips:
- Auto Insurance Quiz- Why do you really pay what you do for auto insurance? Quiz yourself!
- Teen Driver Contract- Download our free teen driver contract and start protecting your teens on the road today.
- Car Insurance RateReport: See how your premiums add up against other drivers in the country with our interactive RateReport map.
New Hampshire Most Stolen Vehicles
Some specific vehicle models are known for being more commonly stolen than others. Owning one of these vehicles may affect your auto insurance rates. Check out the most commonly stolen vehicles in New Hampshire:
The Top 10 Most Stolen Vehicles in New Hampshire
Rank |
Year |
Vehicle |
1 |
1999 |
Honda Civic |
2 |
1997 |
Dodge Caravan |
3 |
1994 |
Honda Accord |
4 |
2001 |
Jeep Cherokee/Grand Cherokee |
5 |
1989 |
Chevrolet Full Size C/K 1500 Pickup |
6 |
1997 |
Ford F150 Series |
7 |
2000 |
Ford Explorer |
8 |
1990 |
Toyota Corolla |
9 |
1997 |
Toyota Camry |
10 |
1995 |
Ford Taurus |
Source: © 2007 National Insurance Crime Bureau.
New Hampshire Driver Licensing Rules/Regulations:
Laws about licensing new drivers vary per state and are unique in New Hampshire. Drivers shopping for New Hampshire teen auto insurance should review the laws regarding young drivers in their state. A summary of New Hampshire young driver and driver licensing regulations are listed below, as per the Insurance Institute for Highway Safety (IIHS):
| To earn a New Hampshire learners permit you must be of this minimum age: | 15, 6 months |
| Before getting a New Hampshire drivers license you must have a learners permit for: | none |
| Also, you must have this minimum amount of supervised driving time: | 40 hours, 10 of which must be at night |
| To earn a New Hampshire driver's license you must be of the minimum age: | 16 |
| During your restricted license stage, you are not allowed to drive between: | 1 am-4 am |
| Also, you are required to comply with the following passenger restrictions: | first 6 months—no more than 1 passenger younger than 25 |
| The minimum age at which your restricted nighttime hours may be lifted in New Hampshire is: | 17, 1 month |
| The minimum age at which your passenger restrictions may be lifted in New Hampshire is: | 16, 6 months |
Shop HomeInsurance.com for the lowest rates and best coverage for your vehicles. Simply enter your zip code above to start your customized car insurance quote and let our auto insurance agents qualify you for all available discounts in New Hampshire.
Search for auto insurance in your New Hampshire county:
For additional information about specific auto insurance laws in New Hampshire, visit the New Hampshire Insurance Department website.
