South Dakota Auto Insurance Quotes

At HomeInsurance.com, our customers know that we are not just home insurance. We offer some of the most competitive auto insurance rates and home and auto insurance discounts available. Finally, finding competitive, low cost car insurance quotes in South Dakota does not have to be a chore. Fill out one form and our licensed agents will match you with the South Dakota auto insurance provider that offers the best rate for your vehicle and your drivers.

Since rates have increased in recent months, it’s important to continue to save money and find great coverage on South Dakota auto insurance. Be sure to ask your South Dakota car insurance agent about a Home-Auto Discount which can save you up to 25% or more on your home and auto insurance. Also, check your coverages on a regular basis to make sure you have enough auto insurance coverage in the event of a accident or other claim.

South Dakota Auto Insurance Coverage Requirements

Bodily Injury: South Dakota drivers are required by law to carry a minimum of $25,000 of bodily injury coverage with a maximum of $50,000 per accident. Bodily injury coverage provides for lost wages, funeral expenses and medical expenses in the event of an accident where injuries are sustained.

Property Damage: Drivers in South Dakota must carry a minimum of $25,000 in property damage liability coverage for every owned vehicle. This coverage protects drivers from damages caused to private and public property damaged in an accident.

South Dakota Recommended Coverages

• Uninsured/Underinsured Motorist Coverage- a type of insurance which pays for the damages caused by uninsured and underinsured drivers.
• Comprehensive and Collision Coverage- a type of insurance coverage which pays for damages caused by storms and other natural disasters

Another way to save money on South Dakota car insurance premiums is to take advantage of auto insurance discounts that can save you money in your area. Read more about the South Dakota Home-Auto Discount.

Auto Insurance Tools and Tips:

• Auto Insurance Quiz- Why do you really pay what you do for auto insurance? Quiz yourself!
• Teen Driver Contract- Download our free teen driver contract and start protecting your teens on the road today.
• Car Insurance RateReport: See how your premiums add up against other drivers in the country with our interactive RateReport map.

South Dakota Most Stolen Vehicles

Some specific vehicle models are known for being more commonly stolen than others. Owning one of these vehicles may affect your auto insurance rates. Check out the most commonly stolen vehicles in South Dakota:

The Top 10 Most Stolen Vehicles in South Dakota

Source: © 2007 National Insurance Crime Bureau.

Shop HomeInsurance.com for the lowest rates and best coverage for your vehicles. Simply enter your zip code above to start your customized car insurance quote and let our auto insurance agents qualify you for all available discounts in South Dakota.

For additional information about specific auto insurance laws in South Dakota, visit the South Dakota Division of Insurance website.