At HomeInsurance.com, our customers know that we are not just home insurance. We offer some of the most competitive auto insurance rates and home and auto insurance discounts available. Finally, finding competitive, low cost car insurance quotes in Washington does not have to be a chore. Fill out one form and our licensed agents will match you with the Washington auto insurance provider that offers the best rate for your vehicle and your drivers.
Did you know? The average Washington auto insurance premium in December 2011 was $1,252.00 for a 12-month policy. It appears that rates have increased since November 2011 when average rates in Washington were around $1,246.00 for a 12-month policy.
Average Premiums for Auto Insurance In Washington |
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| Dec 2011 | Nov 2011 | Oct 2011 | Sep 2011 | Aug 2011 |
| $1252..00 | $1246..00 | $1299..00 | $1344.00 | $1351.00 |
Since rates have increased in recent months, it’s important to continue to save money and find great coverage on Washington auto insurance. Be sure to ask your Washington car insurance agent about a Home-Auto Discount which can save you up to 25% or more on your home and auto insurance. Also, check your coverages on a regular basis to make sure you have enough auto insurance coverage in the event of a accident or other claim.
Washington Auto Insurance News
- Nearly half of Washington drivers don't know left lane lawFriday, July 22, 2011
- GM including free auto insurance for some car models Tuesday, July 12, 2011
- Vehicle thefts decline in 2010 Wednesday, June 22, 2011
- Report: Police in Montana and Washington tracking alleged auto theft ringTuesday, September 21, 2010
- Claims data from major insurer suggests Fort Collins, Colorado is safest driving cityFriday, September 03, 2010
Washington Auto Insurance Coverage Requirements
Bodily Injury: Washington drivers are required by law to carry a minimum of $25,000 of bodily injury coverage with a maximum of $50,000 per accident. Bodily injury coverage provides for lost wages, funeral expenses and medical expenses in the event of an accident where injuries are sustained.
Property Damage: Drivers in Washington must carry a minimum of $10,000 in property damage liability coverage for every owned vehicle. This coverage protects drivers from damages caused to private and public property damaged in an accident.
Washington Recommended Coverages
- Uninsured/Underinsured Motorist Coverage- a type of insurance which pays for the damages caused by uninsured and underinsured drivers.
- Comprehensive and Collision Coverage- a type of insurance coverage which pays for damages caused by storms and other natural disasters
Another way to save money on Washington car insurance premiums is to take advantage of auto insurance discounts that can save you money in your area. Read more about the Washington Home-Auto Discount.
Auto Insurance Tools and Tips:
- Auto Insurance Quiz- Why do you really pay what you do for auto insurance? Quiz yourself!
- Teen Driver Contract- Download our free teen driver contract and start protecting your teens on the road today.
- Car Insurance RateReport: See how your premiums add up against other drivers in the country with our interactive RateReport map.
Washington Most Stolen Vehicles
Some specific vehicle models are known for being more commonly stolen than others. Owning one of these vehicles may affect your auto insurance rates. Check out the most commonly stolen vehicles in Washington:
The Top 10 Most Stolen Vehicles in Washington
Rank |
Year |
Vehicle |
1 |
1992 |
Honda Accord |
2 |
1995 |
Honda Civic |
3 |
1989 |
Toyota Camry |
4 |
1994 |
Acura Integra |
5 |
1993 |
Saturn SL |
6 |
1994 |
Nissan Sentra |
7 |
1988 |
Toyota Pickup |
8 |
1995 |
Nissan Pathfinder |
9 |
1993 |
Subaru Legacy |
10 |
1994 |
Jeep Cherokee/Grand Cherokee |
Source: © 2007 National Insurance Crime Bureau.
Washington Driver Licensing Rules/Regulations:
Laws about licensing new drivers vary per state and are unique in Washington. Drivers shopping for Washington teen auto insurance should review the laws regarding young drivers in their state. A summary of Washington young driver and driver licensing regulations are listed below, as per the Insurance Institute for Highway Safety (IIHS):
| To earn a Washington learners permit you must be of this minimum age: | 15 |
| Before getting a Washington drivers license you must have a learners permit for: | 6 months |
| Also, you must have this minimum amount of supervised driving time: | 50 hours, 10 of which must be at night |
| To earn a Washington driver's license you must be of the minimum age: | 16 |
| During your restricted license stage, you are not allowed to drive between: | 1 am-5 am secondary enforcement |
| Also, you are required to comply with the following passenger restrictions: | first 6 months—no passengers younger than 20; second 6 months—no more than 3 passengers younger than 20 secondary enforcement |
| The minimum age at which your restricted nighttime hours may be lifted in Washington is: | 17 |
| The minimum age at which your passenger restrictions may be lifted in Washington is: | 17 |
Shop HomeInsurance.com for the lowest rates and best coverage for your vehicles. Simply enter your zip code above to start your customized car insurance quote and let our auto insurance agents qualify you for all available discounts in Washington.
Search for auto insurance in your Washington county:
For additional information about specific auto insurance laws in Washington, visit the Washington Department of Insurance website.
