HomeInsurance.com, we are making some minor renovations to our kitchen this summer- should we be updating our home insurance coverage? How much extra coverage should we get? Donna R.- Akron, Ohio

Dear Donna,

Any time you make improvements to your home you should be sure to update your home insurance coverage to match the new value of your home. Check out our article about Upgrading your Home and Updating your Coverage to learn about the types of improvements that might require some insurance updating.

Estimating how much additional coverage you need is important, and you should talk to your home insurance agent to determine the added value to your home. If you are simply adding square footage, you might want to take a look at our home insurance calculator which helps you figure your replacement value based on the square footage and construction costs to rebuild your home.

Thanks, Your Agent@HomeInsurance.com