Is my detached garage covered under my home insurance? Beth. A- Dekatur Tennessee

Beth,

As always, you should double check your insurance policy for specific information about your coverage. However, I can tell you that most standard home insurance policies do provide coverage for other structures on your property such as detached garages, sheds, etc. This coverage is known as Coverage B or, simply enough, Other Structures coverage.

We get a lot of questions like these, which is why we have put together Home Insurance 101.  Feel free  to take a minute and flip through Home Insurance 101 for basic, yet comprehensive information about standard home insurancepolicies- see what they cover, and what they don’t.  There are a lot of common misconceptions among homeowners about what their home insurance actually DOES cover.  Many homeowners are under the impression that certain items are covered while they aren’t- and vice versa- so it’s good to brush up on your home insurance policy. If you have questions about how much coverage is enough coverage- please contact one our licensed agents.

Thanks, Your Agent at HomeInsurance.com