Is my garage covered under my home insurance policy even though it’s not attached to my house? Joyce, D. Chattanooga, TN

Joyce,

Under most standard home insurance policies, there is  specific coverage Other Structures  on your property. This type of coverage protects the other buildings on your property such as detached garages and sheds. Learn more about visiting our web page Other Structures Coverage (Coverage B) and read an outline on everything covered and not covered under this specific part of your policy.

For an overview of everything that is covered under your home insurance policy, take a look at  Home Insurance 101- our complete description of a standard policy and standard coverages.

But remember, all policies can be different and for your specific coverages and limitations please contact your home insurance agent.

Your Agent at HomeInsurance.com