What type of insurance do I have to have on my home if I have a bank note on my home? Is is homeowners or wind insurance? Tina S., Florida

Dear Ms. Shiver,

 Generally when you have a mortgage and are located in a coastal area, the mortgage company will require you to have both home insurance and wind & hail insurance.  You should inquire with you lender to be certain.  Please feel free to visit our website to get a quote from one of our partner companies for your home and wind & hail policies. 

 Thank you for choosing HomeInsurance.com