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John McCain (R)

·         Provide a variety of insurance choices- nationwide and across the state lines- for people to choose from. 

·         Policies will be portable- following the individual- not the job

·         Offer tax credit of $2500 ($5,000 for families) to help pay for insurance coverage

·         Establish a Guaranteed Access Plan (GAP) which would guarantee coverage for high-risk patients

·         Encourage competition and allow insurers to operate nationwide

·         Require caps on medical malpractice suits

·         Shift some care to nurse practitioners since they’re less expensive than doctors.

·         Encourage individuals to be more responsible for their own health to help prevent chronic diseases

·         Make generic drugs more readily available

Barack Obama (D)

·         Mandate health care coverage for all children

·         Policies will be portable- following the individual not the job

·         Offer a federal public health insurance program available to individuals and businesses that don’t have any other coverage

·         Establish a National Health insurance Exchange for private insurance to create rules and standards and make coverage more affordable to those who want private insurance.

·         Require employers to contribute to workers’ health care insurance

·         Offer small businesses a refundable tax credit up to 50% on premiums paid by business for employees

·         Reduce catastrophic illness costs by reimbursing employer health plans for expenses that exceed a certain threshold.

·         Improve access to programs to manage chronic conditions

·         Conduct cancer screenings and smoking cessation programs by federally supported insurance programs