Can I switch to a new home insurance company mid-policy or will I have to pay fees?

Unlike auto insurance, homeowners insurance policies can be cancelled by the homeowner at any time without penalty if they choose to switch to a new company. Auto insurance is different where drivers in many states must pay fees in order to get out of their policy before the end date.

That means it’s always a good time to shop for homeowners insurance. Many companies (like HomeInsurance.com) will work with your old home insurance provider to get your old policy cancelled and your new policy setup making the process much easier for you.

Need tips on when to shop your home insurance policy?