If you want to calculate how much dwelling coverage you need for your home- There’s an App for that!

Home insurance calculator helps homeowners determine the dwelling coverage they need on their home

Wilmington, N.C- HomeInsurance.com unveiled last year a home insurance calculator that is the first of its caliber on the web.  Updated in recent months to include average building costs around the U.S., the calculator offers homeowners a backstage pass to see how home insurance agents calculate the dwelling coverage needed on their home. Since dwelling coverage is one of the most important factors in determining how much homeowners will pay for homeowners insurance, this tool proves to be a valuable resource- especially for new home buyers.

“We’re not just in the business of selling home insurance”, said Carrie Van Brunt, Director of Marketing and Public Relations. “We want to offer important tools and resources for homeowners so that they understand their coverage and their policies.”

Dwelling coverage is calculated by multiplying a homes square footage by local building costs, which is where the major benefit of the HomeInsurance.com calculator comes in. By  entering your zip code, the calculator offers three standard building costs for your area.  The building cost estimates range to provide leniency for different home types including standard builder’s grade, moderately upgraded homes, and fully upgraded luxury homes.

“The dwelling coverage calculator provides only an estimate of dwelling coverage that might be needed on any single home”, said Van Brunt. “The true dwelling coverage needed will be most accurately estimated by a licensed home insurance agent.”

After calculating dwelling coverage, users can navigate quickly into a home insurance quoteprocess where they may be eligible for an online rate on a annual policy. HomeInsurance.com shops their 6 major partners (which include Travelers, Safeco and The Hartford) to provide the best rate for homeowners across the country. A team of over 80 licensed home insurance agents are also standing by to provide quotes over the phone.