Homeowners insurance and title insurance are two totally different types of insurance coverage that protect against different risks. Homeowners insurance covers loss or damage to your home; other structures on your property; personal property kept in your home; loss of use;  liability; and medical expenses for accidents that occur on your property. (Get the low…

“Are homeowners insurance and home insurance the same thing? My sister told me that home insurance only protects the house whereas homeowners insurance includes liability coverage- is this true?” It’s a good question, but the truth is, when an insurance agent refers to home insurance or homeowners insurance they are typically talking about the same type…