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Archive for the ‘Tips & Resources’ Category

Sep
18
Filed Under (Tips & Resources) by Home Agent on Sep 18, 2008

Unfortunately, many pet owners know the extremely high cost of veterinary bills- especially at the urgent care clinic. I know that my two dogs and cat can attest to this as well! That’s why I’m happy to recommend Embrace Pet Insurance Company for pet insurance policies. You can visit their blog and see their happy customers, humans, felines and canines alike. While many pet owners might not have heard of Embrace just yet, you can rest assured knowing that their policies are 100% underwritten by Lloyd’s of London, one of the most reputable carriers of specialty insurance since 1688! Learn more at http://www.embracepetinsurance.com/.

 



Aug
27
Filed Under (Tips & Resources) by admin on Aug 27, 2008

Just yesterday Travelers Insurance (one of our partners) announced a discount to those automobile owners who own a hybrid. Travelers has made a strong commitment to provide the right insurance solution for this growing segment for hybrid drivers. A recent comment from Lorie Kates, regional vice president, Travelers Personal Insurance states, “In addition to saving at the pump, hybrid drivers can also save on their car insurance.”

Did you know that you can apply for even more discounts when you ask your insurance agent to combine both your auto and your home insurance. Just recently, Home Insurance.com posted a recent article on the available discounts caterd to online shoppers looking for home insurance discounts.

Quick Note:
Even though you may not drive a hybrid car, your opportunities for extra savings with Home Insurance.com still exists. Check out the following articles to help you save more.

Thanks,
Home Insurance.com



Aug
21
Filed Under (Tips & Resources) by Home Agent on Aug 21, 2008

Often times consumer interpret words differently especially if you are referring to searching the web for particular articles or content to help supply you with the information you need. Here at HomeInsurance.com we refer to home and homeowners insurance as the same thing. Most of the time when you are distinguishing the difference between industry jargon and common language you can sometimes interpret the two words differently. For example, “homeowners insurance” is an insurance industry term when talking about the actual insurance coverage policy of a home. Although, “home insurance” means the same thing we tend to use it more because it is quick and to the point.

Since 1992, HomeInsurance.com has been specializing in “homeowners insurance.” In November of 2007, MyStateInsurance.com purchased HomeInsurance.com because the domain name says it all for us as a “home insurance” company. And of course it is what we do, we sell home insurance, we shop home insurance, and we provide home insurance coverage to all homeowners in the United States.  Remember, our home insurance shopping services is free for all homeowners in North America that need help finding more affordable home insurance rates.

Take advantage of our free service and compare your home insurance quotes online today!

Your Home Insurance Agents @ HomeInsurance.com!



Aug
19
Filed Under (Tips & Resources) by Home Agent on Aug 19, 2008

With all of the home insurance information out there on the web today- it is difficult to know what to believe.  We have created our website around the goal of being an objective resource center for homeowners across the country. You can rely on HomeInsurance.com for a behind the scenes look at homeowners insurance because we are not a home insurance company- we are home insurance consultants- here to shop for the consumer and find YOU the best rate available. 

Read about homeowners insurance and get vital tips on saving money and finding the best home insurance company. 

Your Agent at HomeInsurance.com



Homeowners:

Low rates for home insurance are always appreciated- however- homeowners should be wary of a home insurance quote that seems too low.  One reason why shopping around for home insurance is so important is because homeowners can see how the different rates vary from company to company.  Often, one company will offer a rate much lower than the others. While paying a cheap home insurance premium might sound desireable- homeowners should be wary of what they are giving up in order to secure that low rate.

Oftentimes a home insurance company will under-insure a home in order to qualify that homeowners for a lower rate. While the reduced cost might seem nice, what would happen to that same homeowner in the event that their home was destroyed due to a  covered peril?  While the peril may be covered under their home insurance policy, the replacement value of the home may be listed too low on their policy.  In this case, the insurance company would not pay out enough money to rebuild the home to it’s previous condition.  (This of course is not an issue of the homeowner has a guaranteed replacement cost policy- but these are not very common anymore).

Another way that a company might be calculating a super low rate is by figuring in a really high deductible.  This will also make your home insurance premium much lower. However, it can also leave you in a financial bind if you needed to file a claim and do not have the cash to meet your deductible.

Moral of the story- As a home insurance consumer always make sure you are comparing apples to apples when it comes to home insurance rates. Ask for quotes using the same set of requirments such as deductibles, replacement values, etc.

Your Agent@HomeInsurance.com



Aug
06
Filed Under (Tips & Resources) by Home Agent on Aug 06, 2008

At HomeInsurance.com we update our website daily to provide the most important home insurance resources for our customers. Recently, we have been updated our Tools & Tips pages where homeowners can find resources such as a home insurance glossary, mortgage and home insurance calculatorsFAQs, Money Saving Tips and recent news.

Have a question about Home Insurance that you would like answered?  Just fill out a quick Question Form and we will get back to you shortly.  Or, post the question on our home insurance blog and get expert feedback from our agents. We want to hear from you!

Thanks for visiting HomeInsurance.com,

Your Agent@HomeInsurance.com



Aug
01
Filed Under (Tips & Resources) by Home Agent on Aug 01, 2008

Homeowners,

Did you know that you can save up to 15% on your home insurance policy simply by insuring your car and your home with the same company? Get a home insurance quote today and tell your agent that you want to take advantage of the home/auto discount. They will help you save the most amount of money possible on your home insurance!

Want other ways to save on your home insurance? See our page on Home Insurance Discounts, see if you qualify and get quotes today!

Thanks! Your Agent@HomeInsurance.com



Jul
22
Filed Under (Tips & Resources) by Home Agent on Jul 22, 2008

Homeowners,

Want to know how much money you can save on your home insurance?  Get your personalized Savings Score by taking our home insurance savings quiz.  By answering our 10 quick questions we can determine how much you are saving and where there is room for improvement.

Click here to take our home insurance quiz now!

Then visit our Discounts and Savings page to learn all about home insurance discounts.  See if you are eligible and save even more!

Thanks for visiting HomeInsurance.com!



Homeowners,

As part of our continued effort to bring the best home insurance resources and tools to homeowners across the country, we have developed a Home Insurance HOW TO guide with advice on everything related to home insurance. Need advice on getting the best rates?  Visit How to find the best home insurance quotes and see for yourself if you are saving the most amount of money on your home insurance. Not sure which home insurance company to pick? Visit How to find the best home insurance company and see what we have to say about our trusted partners.Have a question we haven’t answered?  Send us any questions you’d like answered and we will post your question on the web.  Email us at admin@homeinsurance.com.

Thanks for visiting!

Your Agent@HomeInsurance.com



Jul
16
Filed Under (Tips & Resources) by Home Agent on Jul 16, 2008

Top 10 Home Insurance Myths Debunked!!

Think your standard home insurance policy covers flooding?

Wondering if your wedding ring is covered under your policy?

Read the Top 10 Home Insurance Myths and see the most commonly mistaken assumptions that are made about home insurance. At HomeInsurance.com we believe that an informed consumer is a wise consumer which is why we are providing you with this inside view of home insurance.

Learn about discounts, flood insurance, contents coverage and deductibles all in one place.  And see what other homeowners think about home insurance as well!

See what our agents have to say about home insurance at Home Insurance Myths Debunked.

Your Agent@HomeInsurance.com